What do you mean by 24-period credit purchase?

This means buying a mobile phone in 24 installments.

Personal advice:

If the user wants to buy a mobile phone, the user basically has two ways:

1 and 1 paid in full. This situation is more suitable for small partners with abundant funds, and small partners can buy their favorite mobile phones according to their actual needs.

2. The second case is installment payment. If the user does not have enough cash, the user can analyze the purchase of mobile phones by applying for credit products. In this way, users can buy their favorite mobile phones at a lower cost, and then they need to pay the relevant product interest.

The method of purchasing points in the 24th installment: for example, Apple 12, ios 14, JD.COM version 6. 1. 10.

1. Select the appropriate product in JD.COM Mall and click to join the shopping cart;

2. Enter the shopping cart for settlement. After the page jumps to the order settlement page, you can use Beijing coupons, Oriental coupons, gift cards, freight coupons and so on. You need to manually check the coupons in the discount/gift card/offset column and submit the order after confirmation.

3. After submitting the order, enter the cashier page and select the limited number of interest-free coupons. At this time, the page will prompt that there is an installment service fee. Click the discount, please select the button to view the interest-free coupon and confirm;

4. The page will display the coupons that have been used, and the column of installment amount will prompt that the service fee is 0. Please complete the payment at this time.

Whether to buy a mobile phone in installments:

The first point is to see your purchasing power. If you are still a student or your income is unstable, it is not recommended to buy expensive mobile phones in stages, such as four or five thousand, and you have to change twenty or thirty yuan in the first phase.

The second point is to look at the life of your mobile phone. After using the mobile phone for a few months, the novelty passed. Segmentation is not recommended. If you change it once every one or two years, it happens that your mobile phone has 12 interest-free periods or 24 interest-free periods, it is still very fragrant. Although it is divided into so many periods, the depreciation of the RMB will be a bit of a loss.