How to check the balance of a bank card

In life, many friends will deposit funds into bank cards, and many people will directly use their bank card accounts to pay when making transactions. Because of this, many cardholders have the need to check the balance of their bank cards. So how to check the balance of their bank cards?

To check the balance of a bank card account, there are several common query methods:

1. Query at an ATM or bank counter:

Card holders can Use a bank card to check the balance of your bank card account at any bank's ATM. Insert the bank card into the bank's ATM, and then enter the password to check the balance.

Card holders can bring their valid ID card and bank card directly to the bank outlet counter of the card-issuing bank for enquiry, and hand over their ID card and bank card to bank staff, who will verify their identity. It will then help cardholders check their bank card account balance.

2. SMS query

Send SMS to the card issuing bank. After verification, you can receive SMS notification of bank balance.

3. Mobile banking inquiry

Install the card issuer’s mobile banking app on your mobile phone. After registering and logging in, find the bank card account, click Enter, and find the account balance. Take China Merchants Bank’s mobile app as an example. The operation steps are as follows:

The operating environment is iPhone13 mobile phone, iOS15.4 system, China Construction Bank mobile APP version app5.7.0.002.

Enter the password to log in to the China Construction Bank mobile app.

Click Home-Account.

Enter the account page and you can see the account balance.

4. Telephone inquiry: Call the card issuing bank’s customer service hotline. The bank’s customer service number can be seen on the bank card. After dialing, you will be directed to manual service according to voice prompts. Then after the customer service verifies the identity of the cardholder, tell the customer service that you want to check the bank account balance, and then the bank customer service will help us check the bank account balance.

The above are several common methods for checking bank card account balances. In addition, some friends have activated the SMS reminder function when applying for a bank card. If the cardholder has enabled the SMS reminder function, whenever the bank card funds change, the bank will send SMS to notify the cardholder of the change in balance. Therefore, cardholders who have activated the SMS reminder function can also check their account balance by checking the SMS sent by the bank.