What should I do if I receive a dunning message after the online loan is overdue?

With the continuous development of social economy, more and more friends like online loans to meet their living standards. However, online lending is a very horrible behavior, because online lending will seriously affect their lives. So many friends will encounter such problems. They always get overdue text messages. What should they do when this happens? In fact, the most important thing is to pay back the loan, so it won't appear again.

But in fact, we have to understand a problem, that is, the interest on online loans is very high, which will have a serious impact on our lives at this time, so many online loans have the phenomenon that the contract principal and the actual principal are inconsistent. According to relevant laws and regulations, this phenomenon should be punished to some extent. Therefore, after receiving the information of the dunning call, the online loan can collect relevant evidence, report the case to the local police, or file a lawsuit in the local court. The purpose of doing this is not to prevent yourself from paying back the money, but to better protect yourself.

If a person's online loan is overdue, the collector can harass friends in the address book, so that he can collect relevant evidence and complain directly to the local authorities, because the collector has no right to harass friends who communicate with him. He can collect relevant evidence and report it to the local authorities if there are violations of sending text messages and making phone calls frequently. This is to prevent yourself from being hurt like this, and also to make as many friends as possible.

Bian Xiao thinks that peer-to-peer lending is still a terrible act. If you can't, don't go to peer-to-peer lending. Online lending will not only affect yourself, but also have a serious impact on your family's life, so don't do it, and the interest on online lending is also high.