1069 is it true that you have to sue for overdue credit cards at the beginning?

? After the general bank wants to sue, it is not just a short message or a phone call, but a complete court notice. When you receive this short message starting with 1069, first check whether you have overdue loans or credit cards. If not, it is obviously a fraudulent phone call. If the user does have a credit card overdue, then look at the overdue time first. 1-3 months, the probability of prosecution is also very low, which is basically a collection call. Don't feel guilty because you owe money, and be fooled by information of unknown origin.

It is not ruled out that this is because the user has not paid back the money for a long time, and the bank has given the collection right to the outsourcing company. In order to urge you to pay back the money, there may be threats such as prosecution and door-to-door. If it is really overdue for a long time, it is better for everyone to pay back the money as soon as possible. In addition, it is safest to check your credit information at the local bank with your own identity documents.

After being sued by the bank, the interest and liquidated damages should be calculated clearly. If you can afford it, don't hide it, lest you become an old lai and have nowhere to spend money. If you really have no repayment ability, you don't have to go to jail to apologize. This is the process of negotiation between the two sides. Whether through court mediation or personal initiative negotiation, it is nothing more than trying to find a way not to be put on file for execution, alleviating the repayment pressure of 1, and the bank wants to recover the debt. Both sides have different needs, and reaching a settlement is the ultimate goal. Banks don't have to pay in one lump sum, but it can't be delayed for ten or eight years. As long as the user has a certain ability to repay the money, how many installments can be repaid and the willingness to repay, it is easy to talk.