What if mobile banking can't bind bank cards?

First, the bank card binding mobile phone operation guide

Binding a mobile phone to a bank card refers to the operation of binding a mobile ph

What if mobile banking can't bind bank cards?

First, the bank card binding mobile phone operation guide

Binding a mobile phone to a bank card refers to the operation of binding a mobile phone number to a bank card through the verification of the mobile phone number on the bank website or the bank App, so as to realize a series of functions such as verification of the mobile phone number, payment and cash withdrawal.

Second, the benefits of bank card binding mobile phone

1. Security: Binding the bank card with the mobile phone can effectively prevent the bank card from being stolen, the information of the bank card being leaked and illegal operation.

2. Convenience: You can easily complete account payment, cash withdrawal and other operations by binding the mobile phone number, without entering the bank card number, just enter the mobile phone number;

3, fast: binding the mobile phone number, you can realize fast payment, online payment, cash withdrawal and other operations, improve payment efficiency.

Third, the steps of bank card binding mobile phone

1. Open the bank official website or the bank App and log in to the bank account;

2. Enter the account settings, find the option of "binding mobile phone", and click Enter;

3. Enter the bank card number, enter the bound mobile phone number, and click "Get Verification Code";

4. Enter the received verification code and click "Confirm";

5. Binding is successful, and the bank card is bound to the mobile phone.

Four, bank card binding mobile phone matters needing attention

1. Please ensure that the mobile phone number and bank card number belong to the same user;

2. When the bank card is bound to the mobile phone, please ensure that the mobile phone signal is good;

3. Please remember your own verification code to avoid being known by others;

4. After the operation of binding the bank card to the mobile phone is completed, please be sure to save the operation record to prevent any abnormal situation.

Five, the legal risk of bank card binding mobile phone

After binding the mobile phone, you can receive the SMS verification code with your mobile phone number. Therefore, users need to be careful not to disclose their mobile phone numbers to others, otherwise they may suffer economic losses. In addition, users should also pay attention to avoid binding fake websites and avoid being cheated when binding.

Abstract of intransitive verbs

Binding the mobile phone number is a very important operation, which can effectively prevent the bank card from being stolen, the bank card information from leaking and illegal operation. However, users should also be careful not to disclose their mobile phone numbers to others to avoid being cheated, and at the same time avoid binding fake websites.

Can't the reserved mobile phone number of the bank card be my own?

The mobile phone number reserved by the bank card can be my own or not, depending on the cardholder's own decision. However, if there is a mobile phone short message or verification code during the transaction, only one mobile phone number can be sent at a time. It is suggested to keep my commonly used mobile phone number, so as to check the SMS of China Merchants Bank at the first time and ensure the safety of funds. And now the bank will dial on the spot to confirm whether the mobile phone number is for the customer's own use.

If it is someone else's mobile phone number, it is not convenient. If the account changes or the business needs to accept the verification code, it will be more troublesome. It is safer and more convenient to use your own name.

1. I took the original ID card and bank card to the counter to add the reserved mobile phone number.

2. If your bank card has online banking, you can add the reserved mobile phone number of the bank in the online banking. Of course, the online banking interface of each bank is different. For example, when logging into ICBC's online banking, in the column of "Customer Service", there is "Manage Customer Information" on the left and "Query and Modify Customer Contact Information" under the submenu, and a page appears on the right. Click the small arrow behind the information type, select the middle item "Mobile Phone", and then click "Query" to find out your reserved mobile phone number in the bank. If not, there is no reservation. It is up to you to add or modify.

3. Activate the balance change reminder, which means to send a text message to the mobile phone when the balance changes. Can be activated on the self-service machine. The steps are simple, but it costs a certain amount. However, if activated, you can reserve a number and enjoy the SMS service. You can think about it if you need it.

Reserved mobile phone number function:

1. Bank card balance change (withdrawing money to make money) You can know the amount in the bank card anytime and anywhere.

2. After the mobile phone number is bound, mobile banking and telephone banking can be opened. , and can open SMS service. Any fund activity will receive SMS to remind the bank card, and the mobile phone number is bound to the banking service.

3. You can remit money directly with your mobile phone number, and others don't need to know the bank card number.

4. When opening or binding a bank card, tools such as online banking or Alipay that are often used need to reserve the SMS verification code of the mobile phone number in the bank card. If you don't have this thing, you can't verify it and you can't use it.

Can't the reserved bank card number be your own?

Yes, but it is suggested to change the number to facilitate the follow-up questions. The method is as follows:

Method 1: Bank counter

Cardholders can bring their valid identity documents and bank cards, fill in the data change application form at the issuing bank outlets, and then go to the counter to handle it.

Method 2: Online banking.

If the cardholder changes the reserved mobile phone number in this way, he must first open the online banking function of the card, and then insert devices such as U shield into his computer and log in to online banking to modify the reserved mobile phone number.

Method 3: Telephone banking

The cardholder calls the customer service phone of the issuing bank, selects "Manual Service" according to the voice prompt, and then completes the relevant operation according to the prompt of the customer service staff.

A commercial bank shall meet the following conditions for opening bank card business:

(1) It has been in business for more than 3 years and has a good business foundation for handling retail business;

(2) It meets the monitoring indicators for asset-liability ratio management promulgated by the People's Bank of China and is in good operating condition;

(3) The business has established a scientific and perfect internal control system with clear internal authorization approval procedures;

(4) Having qualified managers and technicians and corresponding management institutions;

(5) Safe and effective computer processing system;

(six) the issuance of foreign currency cards must also have the qualification to operate foreign exchange business and the corresponding foreign exchange business management level;

(seven) other conditions stipulated by the people's Bank of China.

Must the reserved mobile phone number of the bank card be my own?

The reserved mobile phone number is widely used to verify personal identity information, protect personal privacy, and facilitate banks to inform users of relevant information. There are three ways to change the reserved mobile phone number of the bank:

1. Handle it at the bank counter. Go to the bank with your personal ID card and bank card, fill in the application form for change of relevant information, and you can handle it.

2. To handle online banking, you need to plug in U shield and other devices to directly access the computer, log in to online banking, and then modify the mobile phone number in the basic information in the personal version of bank online banking.

3. Call the customer service phone of the bank through telephone banking, enter the corresponding menu according to the voice prompt, select manual service, and then complete the information modification with the help of customer service staff.

Remarks: It is very important to reserve the mobile phone number. If the mobile phone number changes, be sure to update it in time.

There is no need for banks to reserve mobile phone numbers. The bank requires to reserve the mobile phone number when handling business, just for the convenience of inquiring information and contacting the bank's usual information in the process of handling business. There is no strict requirement on whether the mobile phone number belongs to the business handler himself. Of course, it is best to have your own mobile phone number, so that the bank can contact you conveniently.

It is best to leave your immediate family or friends, classmates, etc. In the bank, and don't leave the phone number of people who don't want to work, so as not to bring risks to bank funds. Be sure to check the information sent by the bank in time. Especially abnormal online banking login and fund change information, measures should be taken in time when problems arise. When you don't operate the banking business but remind you to receive the verification code, don't tell the other party that the mobile phone received the verification code. You may encounter fraud, which will bring risks to the safety of funds. Some banks need a mobile phone verification code to operate their business. So the mobile phone number reserved by the bank is very important.