Is it true that CCB sent a text message saying that I can apply for 500 thousand reserve fund in our bank?

This information is actually not a credit for the user, but an advertisement, similar to the advertisement when the mobile phone reads the information. It says that you have a loan line of 300,000 yuan, and the main purpose is to guide the user to click on it.

In fact, if they do, these banks need to re-check their credit status according to the actual situation of users, which is not what the text message really says. You should find that these short messages are almost a template, that is, to give a credit or reserve fund, the amount is generally around 500,000, because others may not be interested if the number is small, and the number is more eye-catching.