What is a bank SMS customer?

Take China Construction Bank as an example, it provides the following 12 short message financial services: personal account balance change notice, personal deposit maturity notice, personal loan collection notice, bank card information notice, risk warning notice, personal account information inquiry, financial investment information notice and inquiry, payment and repayment information, corporate short message financial services, bank marketing and product promotion, product promotion, and relationship maintenance between banks and customers.

Personal account balance change notice, including: account arrival information notice, such as personal salary arrival notice, remittance arrival notice and other information. Notification of transaction information, such as certain limit of consumption, withdrawal, transfer, agreed large transaction, special transaction, deduction and other information.

Personal deposit maturity notice, such as time deposit, certificate-based national debt maturity and timely renewal of installment account.

Personal loan collection notice, such as loan maturity, loans overdue, repayment collection and other information notice.

Bank card information notification, such as bank card transaction information, card replacement due, card overdraft, collection and other notifications.

Risk warning notices, such as account loss reporting notice, payment suspension notice, unfreezing cancellation notice, online banking login warning, etc.

Personal account information query, such as provident fund balance, account balance, account details, consumption points query, etc.

Notification and inquiry of financial investment information, such as interest rate, exchange rate, stock market, fund net value and other information.

Payment, such as traffic fines, mobile phone recharge, inquiry and payment of utilities, payment of prepaid cards, game cards and other commodities, lottery betting, etc.

Repayment information, such as credit card repayment and personal loan repayment.

Enterprise SMS financial services, including: enterprise SMS reconciliation, such as transaction reconciliation, regular batch reconciliation; Notice of changes in public account funds; Inquire about public accounts, such as account balance and account details; Remind corporate account information, such as month-end reconciliation reminder, time deposit maturity reminder, loan maturity reminder, etc.

Marketing promotion and product promotion of banks, such as SMS notification of new funds, new deposit and loan varieties and new services.