95534 fraudulent SMS

Bank card transactions for the quartet, banks. After the cardholder swipes the card at the pos terminal, the pos will contact the transfer center. After receiving the transaction request, UnionPay Transfer Center will identify the issuing bank that accepts the bank card and send the transaction information to the corresponding issuing bank. After receiving the payment request, the issuing bank will verify the transaction information (password, balance, etc.). ). After verification, the issuing bank will send the debit notice back to UnionPay and send the debit notice SMS to the cardholder's reserved mobile phone. When the UnionPay transfer center receives the debit signal from the issuing bank, it will feed back the signal to the pos machine. At this time, the pos will issue a bill or give the corresponding receipt code. Because the bank card transaction information passes through many information nodes, this transmission process may succeed or fail, but the money will always be deducted and the transaction will be successful. For example, when the issuing bank gives feedback to UnionPay or UnionPay to terminate the payment, the pos machine will not receive the feedback signal, but at this time, the debit message has been sent. It also caused the cardholder to receive a text message but the pos machine did not print the purchase order. If the pos machine does not receive the feedback signal, the system will default that the transaction is not established and return the money to the issuing bank. Solution to unilateral account: If you encounter unilateral account in the cashier process, don't worry at first, you can try the following operations: First, use the POS machine to operate the "reprint" function. Objective: To check whether the printer of the purchase order is faulty; Second, use any bank os screen to see if there is a "punch center" password keyboard. If the screen shows that the punch-in center is successful, the cardholder will soon receive a refund message (UnionPay pos has the punch-in center function, but it will be activated automatically only when the next online transaction is made). Third, if the cardholder calls his card issuer, the card issuer says the transaction has been successful. (If the message is interrupted when the card issuer returns to the POS intermediate network, the money will be displayed as a card in the bank data at that time. But in the evening, UnionPay will still pay it back when it is liquidated. Let's call 95534. What should I do if I succeed? I don't believe you and you don't believe me, so I can only check it the next day. First, the bank and UnionPay couldn't see it that day. Fourthly, the cardholder's consumption information, such as consumption amount, time, list, signature, contact information, etc., can be written in white paper. If the transaction does not arrive the next day, you can go to the bank to go through the collection procedures (the higher the better, the longer the payback period). In fact, the best way is to say that the pen is just not brushed, or it is better to solve it. You can try. If necessary, we can write a note to the merchant. The general idea is that if it is found to be overshot every two days, it is guaranteed to be returned. Yes, that's absolute. Ask the cashier to cancel it.

I just don't understand it myself.