There is not enough money in the endowment insurance card. Will I be reminded by SMS if I deduct the fee?

As long as the mobile phone number is bound, if there is a payment every month, it will be automatically reminded by SMS. If you want to make sure that you have to pay the monthly fee, you'd better save money in it. If the deduction is unsuccessful, it will affect your personal credit.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.