After using the China Construction Bank Platinum Credit Card in Singapore, the available limit prompted by the text message is converted and deducted based on the U.S. dollar exchange rate.

The available quota and the US dollar amount displayed in the text message at that time are for reference only, and the actual amount cannot be determined until the transaction is recorded. When you use CCB's platinum credit card to make transactions in Singapore, the transaction currency will eventually be converted into RMB and recorded in your account. There will be no exchange rate difference and no exchange fees.