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Does the mortgage loan of Huaming Village Bank have an impact on credit reporting?
The mortgage loan of Huaming Village Bank has no influence on credit investigation. When applying for mortgage loan with real estate, credit information was collected at the meeting. When we apply for a mortgage loan, the bank staff will input our information into the credit information system, and now the credit information system is networked nationwide. As long as we input personal information, we can find the personal credit report, so we must repay it in time, otherwise it will easily affect the personal credit report in the later period. Once the personal credit report becomes invalid, it is difficult to apply for a second loan in the bank. As long as the repayment is made on time, there is no bad credit record, which will not affect personal credit information.
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