Is it reasonable for banks to charge for SMS messages? What if it's unreasonable?

At present, the communication notification fee of banks is mostly between 1 yuan/month -3 yuan/month; It is said that individual banks (such as Bank of Communications) will directly reduce the monthly fees in 4 yuan (such as the rural commercial bank where I live). In addition, banks also exempt VIP customers from SMS notification fees.

It should be said that 3 yuan and above a month is a bit expensive, but 1.5 yuan is not too much for a month.

For an individual with a normal job, the most basic two items are necessary: generally getting a salary every month, transferring the salary to finance or repaying the loan, etc. Now Alipay and WeChat payment are too convenient. Although there are fewer and fewer opportunities to withdraw cash, there will still be. Let's take three times a month for example. In addition, don't forget that there are too many developed online shopping in today's society. In addition to shopping, you may also recharge your mobile phone bill, pay utilities, pay back your credit card, recharge your games, recharge your live video and so on. As long as you pay with the bound bank card and the account changes, the bank will definitely send you a message. Take five pieces a month as an example. For online shoppers, it may even be far more than that.

Therefore, it should be said that it is common for an ordinary person to receive a reminder of bank account change of 10 once a month (look through the records yourself if you don't believe it). Take the 0. 1 yuan/message received by the communication company as an example, 10 1 yuan, plus the operating cost of the machine and the labor maintenance cost. If the monthly SMS fee charged by the bank is within 1.5 yuan, I think it is completely reasonable and legal, and it is not too much.