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Can I buy auto insurance on my mobile phone? How to insure?
Real-name registration system insurance payment means that when an insurance company collects premiums, it should check the authenticity of the payment account information to ensure that the payment account information is consistent with the insured. It is strictly forbidden for third-party institutions or individuals such as insurance companies and insurance intermediaries to advance premiums for insurance consumers in various forms.
SMS verification means that the insured needs to enter his mobile phone number and interactively obtain SMS verification code when handling auto insurance, so as to complete the insurance process.
Extended data
The real-name payment of auto insurance policyholders is simply understood as who will buy auto insurance, that is, the policyholder is equal to the payer. Relevant persons of the Provincial Insurance Industry Association said that the implementation of real-name insurance payment and insurance SMS verification is to protect consumers' right to know and choose, which is conducive to reflecting consumers' true wishes and preventing business personnel from issuing underwriting instructions without consumers' consent.
It is also to standardize auto insurance sales behavior and curb illegal activities such as chasing high agency income, reselling consumers' willingness to insure at different levels, and even insuring in different places; In order to strengthen anti-money laundering and anti-commercial bribery in the insurance industry and prevent financial market risks.
People's Daily Online -3 1 Real-name auto insurance payment can be made through Alipay and WeChat.
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