Joke Collection Website - Public benefit messages - Are the bank card reservation number and SMS reminder number the same?

Are the bank card reservation number and SMS reminder number the same?

No, they are two different businesses.

The mobile phone number reserved for the bank card is the contact number left when opening a bank account; the SMS reminder is the mobile phone number for the SMS reminder service.

The mobile phone number reserved by the bank requires customers to fill in or check during online transactions or transfers, and send the verification code to the mobile phone number. No fees are required.

The bank SMS notification number is the SMS receiving number sent to the mobile phone when the balance of the bank account changes. A fee of 2-3 yuan/month is required.

If you go to the bank to modify the mobile phone number reserved for the bank card, you must explain that you want to modify the mobile phone number reserved for the bank card. The mobile phone number for the SMS reminder service must be modified by bank staff separately. If there is online banking, , mobile banking and other services, the bank must also make additional modifications to avoid affecting the normal use of the bank card in the future.

"Mobile banking (SMS)" refers to a new financial service method in which banks handle inquiries, transfers, remittances, donations, consumption, payment and other services for customers according to text message instructions sent by customers through their mobile phones. It is different from the original mobile banking based on STK. It is a new service in which customers edit and send text messages in a specific format to the bank's special service number. The bank handles relevant business for the customer in accordance with the customer's instructions and notifies the customer of the transaction results by text message. Way.

Reserved information is a message that appears when customers use online banking or mobile banking to purchase and pay, to detect whether the correct bank website is collecting your payment. Reserved information helps customers identify the correct mobile banking website.

Reserved information is a means for banks to improve the security of online banking. It is to set a piece of text as anti-counterfeiting verification information to prevent hacker attacks such as phishing and fake websites. After you set the reserved information, the information will be displayed on the default homepage of personal online banking or the payment homepage when shopping online.

Reference: SMS Banking—Baidu Encyclopedia?