How to check the bank card balance

1. Ask by phone. Users can call the customer service phone of the issuing bank and make inquiries according to the voice prompts.

2. Mobile banking inquiry. Nowadays, most banks can open mobile banking. In this way, users can use their mobile phones to log in their bank accounts to check the balance of UnionPay cards.

3. SMS query. The bank has a short message reminder function, so you can send a short message to inquire.

4. wechat query. There are two ways, one is to use WeChat to inquire about bank cards, and the other is to pay attention to the official account inquiry of WeChat.

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Application and loss reporting

The process of applying for a credit card and a debit card is different. When applying for a credit card, you need to bring your valid certificate (ID card or copy of ID card), residence certificate, unit income certificate or personal assets certificate, and go through the relevant formalities at the bank counter. You need to fill out an application form, in which the information requested is true.

After filling out the application form, you should go to the bank headquarters for filing. It takes about 20 working days to issue the card to the customer after the head office of the bank reviews the application materials. Applying for a debit card is relatively simple. You just need to bring your own valid documents, mainly your ID card, fill out the application form at the bank where you open the account, and then you can issue the card to the applicant.

The reporting procedures of major banks are not exactly the same. If you lose it, you can report the loss temporarily by telephone or online banking, and then bring your ID card and other supporting materials to the bank counter to report the loss.

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