Expired pinyin

Overdue Chyi Yu exceeds the prescribed time limit, such as: overdue violation, overdue for three days. As long as it exceeds the deadline by one day, it is overdue.

Overdue is a Chinese character, pinyin is yúqι, which generally means that the corresponding obligations or responsibilities are not fulfilled beyond the agreed time, such as not repaying within the agreed repayment period, not paying taxes and fees in full before the specified time limit, etc.

Extended data:

After the credit card is overdue, we need to pay off the debt as soon as possible. If the cardholder is temporarily unable to repay, then we can do this:

1. Actively cooperate with banks. After the credit card is overdue, the bank will generally collect it. We should actively cooperate with banks and pay attention to answering bank collection calls. Under the strict supervision of the state, there are few cases of violent collection.

Therefore, don't deliberately not answer the phone for fear of violent collection, which may be considered as malicious overdraft by the bank. If the overdue amount reaches 50,000 yuan, and it is determined that the cardholder overdraws maliciously, he may be criminally liable. Therefore, after the credit card is overdue, it is recommended to actively cooperate with the bank for collection, inform the bank of the reasons why you are temporarily unable to repay, and indicate your willingness to repay, and see if you can apply for negotiation repayment.

Credit card users can pay back a little more or less every month. As long as credit card users have repayment behavior, they can avoid being considered as malicious overdraft by banks. Moreover, if the cardholder has repayment behavior, the bank will not easily sue the overdue users, and pay a little more or less every month, which can let the bank see that we have the willingness to repay the arrears.

3. Try to apply to the bank for negotiated repayment. If you can't repay in full temporarily, you can apply for installment or deferred repayment. When negotiating repayment, you should pay attention to explaining the reasons for your overdue and show your willingness to repay, so that you can have a chance to apply successfully. If the bank agrees to negotiate, you can repay the loan as agreed after negotiation.

4. Try every means to turn around and pay it off at one time. If the credit card is overdue, there will be interest charges. If the overdue debt is not paid off for one day, it will generate one day's interest expense. So in this case, it is suggested that you can borrow money from friends and relatives around you to pay off the debt at one time, and then pay it back to friends and relatives slowly.

Summary:

The purpose of Kangbo Finance's release of this information is to spread more information. The content of the article is only for reference and learning exchange, and does not constitute any decision-making suggestions for you.