Attention, everyone, this software is a liar. Don't believe it, okay?

Have you ever used the "micro-loan borrowing" function in WeChat?

Recently, the Criminal Investigation Bureau of the Ministry of Public Security issued a reminder.

There is this "well-known loan APP" in the mobile phone.

Hurry up! Tight! Unload! Load!

The micro-loan borrowing function can only be used in WeChat and QQ.

And there is no micro-loan APP at all! ! !

Although the official has repeatedly rumored

But someone was still caught.

Real case

in fact

Some lawless elements use the name of "small loans"

Making fake applications to commit fraud

Let's take a look at some recent real cases.

According to the news of "zhangjiagang public security micro-policing", recently, a citizen of zhangjiagang, Jiangsu province was caught in a fake "micro-loan", and the loan failed, but he was cheated by more than 654.38+ 10,000 yuan.

Ms. Shi, 37, came up with the idea of borrowing money because of lack of money. She thought that she had received a message about the loan on her mobile phone before, so she found a short message, clicked the link above and downloaded an APP called "Micro-loan 202 1 Version".

According to the operation tips of the platform, Ms. Shi registered her account and filled in her personal information. Soon, the platform showed that her registration had passed, but she could not lend money. Under the guidance of the so-called "customer service staff", Ms. Shi downloaded another software called "Secret" and transferred more than 65,438+10,000 yuan to the other party one after another before she realized that she had been cheated. At present, the case is under further investigation.

* Source: Zhangjiagang Public Security Micro Police

There is more than one similar case.

According to Suining Public Security, in August this year, Li, a citizen of Dazhou, Sichuan, downloaded a mobile APP called "Micro-loan" on the website advertisement. After submitting personal information according to the process, Li found that the loan of 20,000 yuan could not be withdrawn.

The customer service informed Li that the card number of the bank card was entered incorrectly, and it was necessary to change the bank account with an "authentication fee" of 1 1,000 yuan to withdraw cash. After transferring 6.5438+0.6 million yuan according to the other party's request, the customer service asked Li to transfer 6.5438+0.6 million yuan on the grounds of "operational error, risk deposit and certification fee". After the transfer was completed, Li found that he still couldn't withdraw cash, only then did he realize that he had been cheated.

The secret of routine

Read the above case.

I don't know if you have noticed.

The source of the victim's application

It is not a formal application market download.

They are all downloaded through web links.

What exactly is the victim like?

Step by step into each other's trap?

Let's take a look at the routine together

SMS, website advertising drainage

Liars accurately screen users who have browsed "loan" advertisements and place advertisements through SMS, social account websites and short video websites. To attract victims who need funds to download.

The victim downloaded the fake APP through the link.

Almost all the victims downloaded the app through links sent by scammers. Bian Xiao tried to search for "micro-loan" through the formal application market, but found that there was no way to download it. So, don't click on unknown links!

Submit the loan amount information.

You need to submit personal privacy such as name, mobile phone number, ID number, home address and academic information on the APP. The so-called "customer service" will also help you answer all kinds of loan questions, which seems to be no different from regular loans.

Approved, cash withdrawal blocked.

Under normal circumstances, funds will be approved quickly, but it is not so easy to withdraw money.

Find a reason for the victim to transfer money.

At this time, "customer service" began to look for various reasons for the victims to transfer money, such as paying factory fees, service fees, deposits, transferring money to verify your repayment ability, filling in the wrong bank card number, etc ... The reason why "customer service" was used the most was that "your bank card was filled in incorrectly". Once your bank card is filled in incorrectly, your account will become a risk account, and the risk will be relieved by transfer.

Why do so many people fill in the wrong bank card number? Because scammers can modify data in the background.

Do you remember all these routines clearly?

Don't be deceived when you meet!

So here comes the question

Well-known brands like "micro-loan"

Why are you still lying?

That's because there is no "micro-loan APP"!

★ Police reminder ★

There is no independent APP for micro-loans.

Microfinance only exists on WeChat and QQ platforms.

Any APP with the words "micro-loan"

It's all fraud!

Never download!

All online loans that need to be transferred before lending.

It's all fraud!

Never believe it!

An online loan that requires repayment first and then collection.

It's all fraud!

Never believe it!

Microfinance officials have also repeatedly rumored.

Hurry and see if your mobile phone has this software.

If there is, uninstall it quickly!

Warm reminder

1. Banks and formal loan companies will not require borrowers to pay various fees such as "deposit", "handling fee" and "service fee" before applying for loans. Lenders need to understand the knowledge of financial loans, raise the awareness of loan fraud, and beware of falling into the fraud trap.

2. Strengthen self-protection awareness and safeguard their own rights and interests. Be careful not to disclose personal information and bank card information to the loan platform at will.

3. If you are cheated by accident or encounter suspicious circumstances, please pay attention to protect the evidence and call 1 10 to call the police immediately.

Pass the positive energy of society and spread the good voice of public security.

From: Nantian Yijian