After the opening of Hebei Rural Credit Cooperative app, why do banks need personal electronic social security cards?

As it is more convenient to open an electronic social security card, the electronic social security card is an effective electronic certificate for online application of social security cards, which has a one-to-one correspondence and unique mapping with the entity social security card, and is uniformly issued by the national social security card platform and managed by Ministry of Human Resources and Social Security. The electronic social security card, like the physical social security card, is unified and universal in the whole country, and has many functions, such as identification, information recording, self-inquiry, medical insurance settlement, payment and treatment collection, financial payment and so on. When the entity social security card is lost or cancelled, the electronic social security card cannot be used.

Hebei Rural Credit Cooperative Mobile Banking added electronic social security card service. Users of social security cards in Hebei Province can log in to the mobile banking of rural credit cooperatives in Hebei Province, open electronic social security card services online by themselves, and enjoy more than 102 social security services such as online identity authentication, personal information inquiry, social security business handling and mobile payment.