How to exchange credit card points for phone bills?

How to exchange credit card points for what you want is here.

The role of credit card points is also the key point for major banks to promote credit cards. Card friends are also very concerned about the redemption of credit card points. So, how do you redeem credit card points? Don't panic, let's go and have a look.

How to redeem credit card points is as follows:

1. Log in to online banking first.

Which bank's credit card will log in to the bank's online banking, enter the user name and password of the online banking and log in to the online banking.

2. Ask about the credit limit

After successfully logging in to online banking, click the credit card option, find the credit card query in the credit card, then some data about the credit card will appear, and then click the integral to enter the next step.

3. Click to enter the redemption.

After entering the integral query page, you can also click the integral redemption in the menu to enter the integral redemption page.

4. Choose bonus gifts

Generally, there are two options to exchange credit card points for gifts in online banking, one is to exchange credit card points for gifts, and the other is to exchange credit card points for e-commerce vouchers.

After selecting redemption, you will be prompted to enter information, and then submit the order. Then you just need to pay attention to the logistics.

I'm here to introduce how to redeem credit card points. I believe all card friends have a bottom in mind. In the credit card column, just click.

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How to exchange credit card points in China Bank?

China Bank Credit Card Points Redemption:

You can redeem points through personal mobile banking of China Bank, credit card of China Bank, official account of WeChat WeChat official account and colorful life APP.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.

How to exchange credit card points of Ping An Bank?

1. Log in to Ping An Pocket Bank APP and enter the credit card page.

2. Click Credit Card-Points Reward on the homepage to redeem credit card points.

There are four main ways to exchange credit card points of Ping An Bank.

1, which is exchanged by the bank in official website.

2. Telephone exchange: Call Ping An Bank's customer service hotline 955 1 1, and press 9 to apply for points exchange according to the voice prompt;

3. Redemption of business outlets: You can directly redeem points at the business outlets of Ping An Bank with your credit card and valid ID.

4. Third-party platform redemption: items redeemed by points can be transferred and realized in redemption and recovery.

Generally, it can be exchanged for credit cards, gold cards, airline miles, electronic products, food stamps, supermarket cards and so on.

Operating environment: (Ping An Bank of China Version v5.4.6)

Ping An Bank, the full name of which is Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by China Ping An Insurance Co., Ltd. and one of Chinese mainland 12 national joint-stock commercial banks.

1. In terms of corporate business, Ping An Bank of Shenzhen, with the goal of providing high-quality and efficient services for small and medium-sized enterprises, made great efforts to build a financial brand for small and medium-sized enterprises (SMEs), and carried out a number of innovations in the business field of SMEs with professional teams, professional products, professional services and professional management. Through in-depth market research, formulate flexible credit policies that meet market demand, continuously simplify business processes and improve approval efficiency; By effectively integrating business outlets, online banking, telephone banking and other diversified service platforms, we will broaden the financial service channels for small and medium-sized enterprises, help China customers solve financing problems, improve the efficiency of capital use, and provide a package of comprehensive financial services with the help of China Ping An Group's resource advantages to create maximum value for customers.

2. In terms of basic platform, as a bank with the service tenet of "professionalism, value and innovation", Shenzhen Ping An Bank innovatively developed the first centralized large-capacity AS/400 integrated business system in Shenzhen, and took the lead in launching the integrated management system of customer relationship and credit business, realizing the electronic management of the whole process of credit business. "18 banking network" has reached the advanced level of online banking in China, and mobile phone dynamic password authentication has been realized; Dynamic token authentication; The risk control mechanism of corporate banking business is the first in the industry. The "Shenzhen University Campus Card" innovated with Shenzhen University++has enhanced the financial function and campus function, created a number of domestic firsts, and greatly improved the campus management level.

3. The debit card of Ping An Bank refers to the RMB debit card issued by Ping An Bank to the public with the approval of the People's Bank of China. It has the functions of inquiry, deposit and withdrawal, transfer settlement, universal deposit and withdrawal, one-card multi-account, shopping and consumption, agency payment, self-service banking, telephone banking, online banking, revolving loan, VIP service and so on. Ping An Bank has four debit cards, namely Puka, Gold Card, Platinum Card and Diamond Card.

[img] How to calculate the credit card points of China Bank? How to redeem points?

Nowadays, credit cards are widely used. Many people have applied for credit cards, many of them have applied for China Bank Credit Card, but many people may not know about China Bank Credit Card and other bank credit cards. For example, many people don't know the credit card points of BOC. So, how to calculate the credit card points of China Bank? How to redeem points?

How to calculate the credit card points of China Bank?

China Bank credit card holders can accumulate 1 points for every RMB 1 yuan spent, and 7 points for every 1 USD spent. Among them, platinum credit card holders can accumulate 2 points for every 1 yuan spent, and 1 4 points for every1dollar spent. China Bank credit card holders can also get points when withdrawing cash, and they can accumulate 1 points every time they withdraw 1 yuan, while Platinum series credit card holders can accumulate 2 points every time they withdraw 1 yuan.

How to redeem the credit card in China Bank?

1. Users who have enabled online banking can directly log in to the online banking of Bank of China to query and exchange points.

2. You can also log in to the mobile client of Bank of China and exchange points for gifts in the "Colorful Life" mobile client.

3. You can pay attention to China Bank's WeChat WeChat official account, bind your China Bank credit card after paying attention, and then click "Special Service" in the official account of WeChat and select "Redeem Points" to redeem gifts.

4. You can call the customer service hotline of China Bank at 400-669-5566 to apply for redemption of points for gifts.

The above is "How to calculate the credit card points of China Bank? How to exchange points? " If you want to know how the credit card points of China Bank are calculated, please refer to the above contents. If you need to exchange points for gifts, you can also follow the summary method.

How to exchange credit card points of CCB?

China Construction Bank credit card points redemption includes the following four ways:

China Construction Bank credit card points exchange method. Apply for redemption of credit card "selected points gifts" on CCB website through channels such as CCB website, self-service voice phone and SMS.

Measures for redemption of credit card points of CCB II. When CCB points are exchanged for friends to swipe their cards, they will be used to deduct some consumption and exchange gifts.

Credit card points exchange method of CCB Phase III. Longka automobile points holders can call the customer service hotline of CCB at 400-820-0588 to apply for points exchange for refueling fees.

China Construction Bank four credit card points exchange methods. China Eastern Airlines Dragon Card, Shenzhen Airlines Dragon Card, China Southern Airlines Dragon Card and Shanghai Volkswagen Dragon Card are designed for redeeming designated gifts and do not participate in the above redemption.

Cardholders can apply for redemption through CCB website, self-service voice phone, SMS and other channels. The success of the application will depend on whether the cardholder's points are deducted enough and the gift inventory. The specific method is as follows:

(1) Online application for credit card points redemption of China Construction Bank: log in as a registered user/guest, select points gifts, place an order according to the prompts, confirm the redemption information such as the number of gifts and delivery address, and enter the mobile phone number and credit card++to complete the order.

(2) China Construction Bank's voice phone self-service application for credit card points redemption: Call the points redemption hotline (021-50619818), and enter++and the number and quantity of redemption gifts according to the operation steps to apply for redemption.

(3) CCB Credit Card Points Redemption Application: The cardholder sends SMS to apply for gift redemption through the mobile phone reserved by CCB Credit Card System. The editing format of the short message is LPDH#++, and the last 4 digits are # Gift Number (7 digits) #, which is sent to 95533.

(4) CCB credit card points can be exchanged for diamond credit cards and platinum credit cards (distinguished edition and elite edition). Cardholders can call 400-888-8858 to apply for redemption of points gifts.

How to redeem credit card points?

Credit card points can be redeemed in the following ways:

(1) Apply for redemption of gifts provided by credit card integral mall through bank official website, self-service voice phone and SMS.

(2) Credit points are used to deduct part of the amount when bank cooperative merchants swipe their cards offline.

(3) Call the bank credit card customer service hotline to apply for points redemption.

(4) Bank outlet exchange.

When you use points to exchange goods online, you must fill in the exact address to avoid making a mistake.

How to exchange credit card points is the most cost-effective?

1. Try to exchange virtual goods.

Although most banks can offer a wide range of credit card points redemption, cardholders should choose virtual goods for redemption, such as mobile phone recharge cards, supermarket shopping cards or gas cards, rather than physical goods for redemption.

After cardholders use credit card points to exchange physical goods, in addition to spending points, some banks will also require cardholders to pay freight, which will cause additional expenses. According to the survey, many cardholders reported that the delivery speed of physical goods in the bank was slow, and some people even received the exchanged goods one month later.

In addition, if there are quality problems in the exchanged physical goods, banks are usually not responsible for after-sales, and generally need cardholders to negotiate with the merchants who provide the goods. However, cardholders use credit card points to exchange goods, and most banks cannot provide invoices, which makes it difficult for cardholders to return goods.

2. Try to exchange high-value goods.

When the bank points are exchanged, there will be a variety of goods on the website. Although there is little difference in the value of goods that can be exchanged for the same points, there will be differences in the prices of goods that can be exchanged for the same points. If you are hesitant about several commodities, you may wish to check the prices of these commodities on the shopping website first, and try to choose the commodities with high prices.

3. Try not to change the goods that need to be increased in price.

There are many products with points, except for credit card points, which require the cardholder to add some cash to exchange. However, the point redemption product map is free. Unless you like a product very much and check the original price of the product online, you really think it is appropriate to exchange them, otherwise you should try to exchange products without adding money.

That's enough about how to exchange credit cards.