The reason why JD.COM IOUs failed to repay is that Bian Xiao told you how to deal with it.

JD.COM's financial development momentum is relatively fierce, and more and more people begin to use JD.COM white bars. How cool it is to spend first and then pay! If the debt owed by JD.COM has been unable to be repaid, what are the reasons? Therefore, how to deal with late repayment and overdue?

First, the reasons for the failure of repayment of JD.COM IOUs.

1. Problems with bank cards

Make sure that the bank account to be repaid is normal and there is full repayment. If these reasons are ruled out, it is recommended to try a new bank card. Note: JD.COM IOUs cannot be repaid by credit card.

2.JD.COM system problems.

If the repayment fails all the time due to the system problems in JD.COM during the repayment period in JD.COM, the user can only wait until the system returns to normal.

Second, how to deal with JD.COM. COM's white repayment?

No matter what causes the repayment to fail all the time, users had better take the following evidence:

1. Take a screenshot of the prompt page of repayment failure, and then contact JD.COM customer service to explain the situation and ask them to give a reply or seek a solution;

2. After finding the reason, repay in full, preferably not overdue.

Reminder: JD.COM's IOUs are not repaid in time. Like credit cards, users also need to bear a fine, which is calculated according to the total unpaid amount of the current order * overdue days.

In other words, if the amount of the loan you should pay in the current period is 3,000 yuan, and this 3,000 yuan has not been paid off on the repayment date, and it is overdue for 20 days, then the penalty is 3,000 yuan.

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JD.COM IOUs will also make credit reports if they are overdue, and the overdue fines are also very high. I suggest you find the problem as soon as possible and complete the repayment when JD.COM Baitiao has been unable to repay. If it's a problem with JD.COM's system, we must obtain evidence.