Is the installment link sent by the bank true?

is a lie. Banks don't send customers periodic short messages with links. Therefore, those short messages with invitation links may be sent in the name of banks, but they are not real banks. Under normal circumstances, banks will send invitation messages to some high-quality customers to apply for cards, but the messages they send have several characteristics. One is that they will not tell the credit card limit, and the other is that they will not have an application link. The usual format is: xx user, in view of your good credit, we invite you to handle xx(xx Bank).