When do banks usually call for a loan return visit? Will ask these questions!

Generally, it takes a long time to go to the bank to handle the credit business, because there will be data approval, callback and internal processes, and finally the results will be produced, and then it will take some time to get the account. Among them, the return call is an important part, and often only after receiving the call can the next payment be stabilized. So when do banks usually call back loans? What would you ask?

1. When do banks usually call for a loan return visit?

The return call is made by the bank staff, so the working day will be around 9:00- 12 and 2:00- 17. There is generally no return visit on holidays and weekends, of course, it depends on the institutional arrangements you handle.

Therefore, after you submit the application materials, you'd better ask the counter staff to understand the arrangement of the return call, so that you can make preparations in advance and avoid the failure of approval due to missing the call.

2. What questions do banks usually ask?

The bank may call you and the company and ask the following questions casually.

1, confirm whether the company has you as an employee, which is an inevitable problem when the bank calls.

2. Banks usually ask your company about your specific working years.

The bank will ask about your position in the company and the specific work of this position.

The bank will ask about your income and the specific classification of your income.

Call back to the bank for a loan, and you will also ask questions on the form you filled out to confirm whether it is true.

Therefore, you can make some preparations in advance to avoid forgetting the answer or being too different from the application materials. In addition, it is best to communicate with the unit operators in advance.

To sum up, the bank may not call back, but the borrower will be informed of the final audit result of the bank, and everyone must cooperate with the bank.