Bank of China's e-loan line expires, how to continue to apply? Can I still use it?

BOC e-loan is a personal online consumption revolving loan of China Bank. The loan is valid for one year and cannot be used after the loan expires. If the applicant needs to borrow money after the loan expires, the loan will be reactivated. Please refer to the following introduction for details.

Bank of China's e-loan line expires, how to continue to apply?

The loan line of BOC E Loan is valid for 12 months. During the line period, the borrower can recover the line, and it can be reactivated after the line expires. On the revolving loan page of BOC e-Loan *, click the activate button, fill in the relevant information, and submit the application successfully after passing the security certification tool.

Re-apply for the Bank of China Easy Loan Line after the expiration. Within the validity period of the quota, the quota remains unchanged and the interest rate remains unchanged. China Bank will inform you by SMS when it is approved. After the quota application is approved, you can withdraw money by clicking the withdrawal link through personal online banking and mobile banking.

The Bank of China E-loan line will be activated after it expires, and the bank will re-examine whether the applicant still meets the application conditions of the Bank of China E-loan, and will evaluate it according to the applicant's latest repayment record.

China Bank E loan application conditions:

China citizens who are not less than 18 years old and not more than 65 years old, and customers with good credit records can apply for BOC e-loan, and China Bank will examine and approve it according to your comprehensive situation.

China Bank E loan interest provisions:

The interest calculation of each loan is based on the loan balance, loan days and loan interest rate. For example, the loan balance is 6,543,800 yuan (annual interest rate is 6%), and the monthly interest = 100000 (loan balance) *30 (actual days) *6%/360 (daily interest rate) =500 yuan.

China Bank's e-loan line is evaluated by the system, so you can't apply for withdrawal manually. Maintaining good habits of spending money and repayment will help to increase the quota.