How to open a WeBank electronic account?

1. After downloading the APP, open WeBank on your mobile phone and click to open an account.

2. Then log in to your account, you can use QQ or WeChat to log in.

2. After entering, the account opening instructions will be displayed, and click the "X" in the lower corner.

3. Then fill in the personal information and click Next.

4. Set the password for account opening.

5. Bind the bank card, verify it, and click Next. This bank card will be used as a transfer agent, etc. (two cards can be bound if necessary).

5. Complete the above steps to complete the account opening work. Ensure the accuracy of your mobile phone number to receive future bank information notifications.

Extended information:

For personal online payment accounts opened on third-party payment platforms such as WeChat and Alipay, even after strict real-name authentication, the cumulative annual payment limit can only be There are 200,000.

With the upgrade of new payment formats, there are currently online payment platforms that have taken the lead in this regard. Recently, many users have discovered that after reaching the maximum limit of 200,000 in WeChat payment, they can increase the payment limit by opening a WeBank account. After opening, change payment funds will be automatically transferred to the account to complete the payment, without the 200,000 yuan/year limit.

This payment upgrade is mainly “In order to facilitate users to use convenient mobile payments, WeBank has teamed up with Tenpay to try to cooperate with the second type of bank customers. As a bank invested by Tencent, WeBank , with mature technology and product docking, payment can be made by opening a second-class bank account. This method does not conflict with the current regulations on account management of payment institutions."

Class II bank accounts refer to bank accounts opened through electronic channels such as self-service machines, online banking and mobile banking, which can realize functions such as deposits, purchase of financial products, consumption of limited amounts and payment of premiums. The difference from a first-class bank account is that you cannot withdraw cash, and there is a limit on consumption and payment, and the maximum limit in a single day does not exceed 10,000 yuan.

“WeChat’s approach is similar to allowing users who have reached the quota to upgrade their accounts to second-class bank accounts, realizing a fundamental transformation from personal online payment accounts on third-party payment platforms to bank accounts, thereby circumventing The annual quota limit of 200,000 yuan has been raised.”

The reason behind this increase is that Tencent is turning WeChat payment users into WeBank users. When the user pays in change, it will be automatically transferred to the WeBank account and then the payment is completed. After this process is realized, with WeChat’s massive user base, WeBank’s users will achieve geometric growth in a short period of time. ?

Reference materials: Baidu Encyclopedia - WeBank