Where is the refund paid by Tmall Credit Card?

When Tmall pays the refund by credit card, it is expected that it will be returned to the credit card paid by the customer in 3-7 days. Please pay attention to the details of the bank card. For details, please log on to Alipay's homepage and click on the small alarm clock to check the refund progress.

Large credit card payment means that when the seller has the credit card payment function, the buyer can pay more when using credit card online banking (without the credit card payment function). ? Banks supported by large credit card payment: Industrial and Commercial Bank, Industrial Bank, China Merchants Bank, China Bank, Bank of Communications, China Guangfa Bank, China Everbright Bank, Ping An Bank and Shanghai Pudong Development Bank.

Extended data:

(1) Refund after bill is not regarded as repayment.

Generally speaking, it takes 2-3 days to confirm whether the refund can be deducted from the current consumption. It is best for the cardholder to repay according to the current bill amount, and the refund can deduct the consumption arrears in the next period. "

In fact, it is not a special rule for banks to handle refunds in this way. In view of the refund problem, most of the customer service staff of the bank credit card center said that as long as the refund arrived after the bill, it could not be considered as the current repayment and could only be recorded in the next bill.

In addition, compared with credit card consumption repayment by SMS, in view of the refund situation, all banks indicated that they would not send SMS to cardholders, and there was no standard time for merchants to receive the refund, so cardholders needed to take the initiative to consult with merchants. Because the refund is initiated by the merchant, the issuing bank is actually only the receiver and will not send a short message to the cardholder.

(2) If you suffer such a penalty interest, you can apply to the bank for exemption.

Credit card business experts said that as long as the cardholder does have a refund transaction, he can apply to the credit card center, and the bank will manually track the refund. If you have been punished, you can also call the bank to apply for exemption. As long as the situation is true, the bank can basically refund the interest.

In this regard, some insiders revealed to reporters that this practice of banks is also to avoid the risk of credit card cashing. If the cardholder cashes in through a merchant, he will spend a sum of money at the beginning of each interest-free period, and then the merchant will refund it at the end of the interest-free period. If the system automatically defaults to refund the cardholder, it means that the cardholder can continue to occupy the funds for free.

Alipay-use a large credit card to pay. If there is a refund, where will the money be refunded?

Alipay-credit card payment introduction of large credit card payment

People's Daily Online-Refund of credit card bills in the future is not considered as repayment. You can apply for exemption in case of penalty interest.