I am the seller, the buyer has been approved by the bank, and both parties have transferred their ownership. What should I do if the buyer maliciously delays the mortgage registration at the bank and

I am the seller, the buyer has been approved by the bank, and both parties have transferred their ownership. What should I do if the buyer maliciously delays the mortgage registration at the bank and the bank refuses to lend me money? A. When the property is transferred, the transfer procedures have been completed (the buyer is mortgage to buy a house). What if the buyer doesn't go to the bank for loan procedures?

This is a common problem in buying and selling houses. Look at the agreement on the final payment in the house sales contract. After the agreed time limit, you can go to the court to request the termination of the sales contract and restore the ownership of the house to your name.

B. The second-hand house has been transferred to the buyer, but the buyer did not go to the bank to handle the loan formalities, but sold the house. What should the seller do?

According to the contract, you provide the account number to the bank and then transfer it to the buyer (property right transfer or property right certificate).

Tax payment must be completed at the time of transfer, otherwise it will not be accepted.

Because it is a loan, the real estate license after the actual transfer (indicating the mortgage of other rights) and the certificate of other rights (to the bank); Generally, the real estate trading center directly gives the certificate of other rights to the bank, and the bank will lend money (into your account) after receiving it.

This house purchase is over.

If the buyer doesn't give the money to the bank, the bank won't lend money (which you are worried about), but in this case,

The contract should stipulate the final payment period (or the validity period of the contract). During the validity period, your obligation is to hand over the house (transfer of property rights), and his obligation is to pay the house price (whether it is yourself or a loan).

If the full payment is not received, the buyer defaults.

You can bring a lawsuit to the court, demand to get back the house payment, and investigate the liquidated damages according to the contract. Or claim to return a house, and investigate the liquidated damages according to the contract.

The court will definitely support you.

C. the real estate license has been transferred, but the buyer has not taken it to apply for a loan. How to solve the second-hand housing intermediary?

When the real estate license was transferred, the buyers did not take it to apply for a loan. As an intermediary, you can tell him that this is a breach of contract and pay liquidated damages. At that time, you can apply to the court for enforcement and return the house to the original landlord, so that the buyer can get nothing and lose money.

To put it more seriously, you can say that the buyer is cheating and scare him into reporting to the police station. But under normal circumstances, if he insists on denying it, he can only go to court with the landlord. Your intermediary contract should all indicate the breach of contract, as well as the sales contract. There are generally specific details of overdue payment or non-payment. Look at the contract

D if the second-hand house loan is approved and the buyer does not go to the bank to apply for a loan after the transfer, the seller

We don't have what you said here,

The loan is approved and then the transfer is completed, which is the process of the seller waiting for money and the buyer waiting for the house. You can get the money at most 1 month.

E. I am the seller, the buyer has been approved by the bank, and both parties have transferred their ownership. What should I do if the buyer maliciously delays the mortgage registration at the bank and the bank refuses to lend me money?

If the mortgage registration time agreed in the sales contract is exceeded, this situation belongs to the buyer's serious breach of contract.

Treatment method:

1, polar products negotiate with the buyer and ask the other party to repeat the contract according to the contract;

2. Apply to the court for property preservation, first freeze the house to prevent the buyer from selling it separately and transferring assets;

3. Bring a lawsuit to the court, asking the other party to compensate for the losses, renew the contract or apply to the court for compulsory mortgage registration;

4. Bring a lawsuit to the court on the grounds that the buyer does not repeat the contract, demanding that the transfer be deemed invalid and the original seller's property rights be restored, and all expenses and losses shall be borne by the breaching party.