I borrowed thousands of dollars from the online loan platform, and now the app can't be used and can't be downloaded. What should I do if I can't afford it?

In recent years, peer-to-peer lending has developed vigorously, but it also hides many social hidden dangers. Recently, under the severe attack of the state, some illegal platforms will run away and close down. Many cash lending platforms let some young people borrow thousands of dollars on some online lending platforms, but afterwards they found that the app could not be downloaded or opened, and there was no way to repay it. How should this situation be handled?

Small online lending platforms do have greater risks. It is very likely that the boss made a fortune and ran away directly, and the illegal cost was too low. If the app can't be downloaded or opened on the small online lending platform, it's best to check whether your mobile phone has not been updated, or download it again after unloading. You can also contact the customer service phone of this platform directly to ask if the server or system of the platform is out of order. If it can still be connected, communicate with the customer service about the repayment method and time. If the platform is still in normal operation, there will generally be an announcement or notice of the change of repayment time and method.

See if the company industrial and commercial registration still exists, and determine whether the platform has run away. If there is, the app function will automatically lock, and the customer service phone can't get through. So it is best to check whether the agreement signed before the loan is withheld by the bank. If you can't find it, you can call the customer service of the bank. If it is set, it will be returned automatically just like a bank credit card. App doesn't work and it won't affect.

Anyway, don't take any chances. It is only natural to pay back debts. If you don't break the contract, it will affect your credit information, the loan for buying a house in your future life, your children's schooling, and other problems.