How to deal with overdue suspension of online loans?

Under normal circumstances, overdue online loans can be solved by stopping paying interest. The specific methods are as follows:

1. Contact the loan platform or institution: First, contact the online loan platform or institution in time to explain the reasons for overdue and the willingness to solve it. The platform may provide different solutions according to individual circumstances.

2. Negotiate repayment plan: negotiate with the loan platform to formulate a reasonable repayment plan, including repayment by installments or extending repayment time. This can reduce the short-term pressure and make the repayment more flexible and feasible.

3. Stop-interest suspense processing: After reaching a consistent repayment agreement with the loan platform, you can apply for stop-interest suspense processing. Stopping interest refers to suspending the interest during the overdue period and temporarily excluding it from the total loan amount, so as to reduce the interest accumulation and repayment burden caused by overdue.

Summary: For the problem of overdue online loans, it is the key to get in touch with the lending platform in time and actively communicate. Making a reasonable repayment plan through negotiation and applying for suspension of interest payment can alleviate the economic pressure to a certain extent and provide more flexibility for repayment.

Extended data:

According to China's relevant laws and regulations, due to different platform policies and personal circumstances, the specific handling methods of overdue online loans may be different. We should abide by the contract according to the actual situation and negotiate a solution with the lending platform. In addition, it is recommended to fully understand the loan conditions, interest rates, repayment methods and other information of each platform before borrowing to ensure timely repayment.