Why does China Construction Bank have a limit for transferring money to Yu’E Bao?

China Construction Bank has a limit for transferring money to Yu'e Bao, and all banks have imposed similar restrictions\x0d\\x0d\ After consulting the customer service of Agricultural Bank of China, we learned that Agricultural Bank of China has set a limit on the inflow of customer funds into Yu'e Bao. A single transfer is limited to RMB 10,000, the daily limit is also RMB 10,000, and there is no limit in a single month. But in the past, Agricultural Bank of China did not set an upper limit on the amount transferred into Yu’E Bao. Coincidentally, since February 28, 2014, ICBC has also reduced the upper limit for transferring savings cards to Yu'e Bao from the previous unlimited limit to 5,000 yuan per transaction, 50,000 yuan per day, and 50,000 yuan per month. \x0d\\x0d\ Why is there such a fund limit? The customer service staff of both banks explained that the daily transfer limit is set because the phenomenon of bank quick payment fund theft occurs frequently, so the bank is protecting depositors. From the perspective of fund security, the transfer limit of Quick Payment has been reduced. \x0d\\x0d\ Recharging first and then transferring is also restricted\x0d\\x0d\ How do "babys" respond to the bank's current restrictions? A reporter from the Information Times interviewed a person related to Yu'e Bao yesterday. The other party said that this It was the bank that lowered the price. It has nothing to do with them. You should "ask the bank why." WeChat Financial Management clearly states in the reminder that "the transaction limits are bank restrictions and cannot be adjusted." \x0d\\x0d\ unilaterally imposed limits on fund transfers by banks actually increase the inconvenience for depositors to transfer funds between bank accounts and accounts of Internet financial products such as Yu’E Bao. Many people cannot understand this. \x0d\\x0d\ So, can users avoid obstacles by first recharging Quick Payment to their Alipay balance, and then transferring the balance to Yu'e Bao? Alipay said no, because this time the bank has lowered the overall Quick Payment limit. Use quick payment to recharge in Alipay. However, Alipay said that as of now, the only two banks that have restricted Yu'e Bao are ICBC and Agricultural Bank of China, and other banks have not taken further action. In addition, there are currently many ways to transfer from bank cards to Alipay, including quick payment, online banking, branch payment, etc. However, the bank this time restricted only quick payment.