Short message hint of insufficient money

By the end of the month, 10086 sent another debt collection message: Warm reminder, your phone bill balance is less than 2 yuan, please recharge it as soon as possible.

The reason why the life of the poor is so miserable is that they have been "urged" and spend every month in various debt collection.

The operator will remind you that your phone bill balance is insufficient, so please recharge it in time to avoid arrears and downtime;

The bank will remind you that the balance of your mortgage/car loan/consumer loan account is insufficient, please recharge it in time to ensure the deduction on time;

The credit card will remind you that the repayment date is up and the balance of the automatic repayment account is insufficient. Please repay in time, so as not to affect your credit information.

I often wander in the Jianghu, how can I not be urged? I believe you have also received the above "warm reminder", unless you are the following local tyrant.

The life of local tyrants is beyond my imagination. I can only talk about understanding as a poor man.

First of all, when you receive these "warm tips", you'd better fill in the money warmly and quickly.

Because in the modern commercial society where the personal credit system is becoming more and more perfect, everyone attaches great importance to their personal credit records, just as they dare not cross the line. We repay the mortgage, car loan and credit card on time every month, and we will see if the sesame credit score has improved a little this month at the end of the month. If personal credit information is damaged, it is not only as simple as the loan cannot be approved, but more importantly, with the continuous improvement of personal credit information system, credit information records have been involved in all aspects of social life.

You suddenly find that credit information has unconsciously penetrated into every corner of your life, especially in the Internet age. Big data continuously collects your various network behaviors and builds a three-dimensional credit information system in all directions. The major Internet giants have already laid out in this field. The richest people have flowers to borrow, the milk tea family has white bars and gold bars, and the Suning family has them at will. Even WeChat, which has been lagging behind in this respect, has launched a credit circle.

Once the personal credit report has overdue bad records, the consequences will be very serious. Bad records often need good records for five consecutive years to cover up. Therefore, we all take care of our personal credit records.

However, if a person's emotional account balance is insufficient, who will send a text message to remind you? Who will tell you: Sorry, the balance of your emotional account is insufficient, please recharge it as soon as possible, or you will be in arrears. Once the emotional account is overdue, will it leave a bad record in the personal emotional credit report? Which company will establish and improve the personal emotional credit information system?

If the emotional account is overdue, in real life, there may be such a scene:

"Please give me a little more time!"

We always like to say this to the people closest to us.

We said to our lover, please give me a little more time. The progress of this project is very tight. When I am busy these days, I will accompany you to see your favorite movies.

We said to our parents, please give me a little more time. I will be on a business trip for a few days recently. When I am busy these days, I will take you to Hainan for a holiday.

We said to the child, please give me a little more time. I have to work overtime today. When I finish my work these days, I will take you to Disney.

But we never said to the bank, "Please give me a little more time, and I can return the money in a few days".

Because the bank doesn't care whether you work overtime or go on a business trip, for whatever reason, as long as you can't repay on time, you will be directly reported by the credit information system.

Banking rules are cold, but people's hearts are warm. The bank won't give you grace, but our relatives can tolerate us again and again, forgive us, and constantly give us opportunities to make up. They always comfort us. It doesn't matter. I know you're busy at work.

But have we cherished it? Do we cherish the grace period given to us by our relatives?

All we do is constantly take advantage of the tolerance of our loved ones and postpone this grace period again and again. We always feel that we have a chance to make up for it in the future: "When I am finished, I will definitely spend time with my family!"

Busy, busy, busy, when is the end? After this project is finished, there will be new projects. Finally, I was busy getting promoted, thinking it would be easier to be a leader. As a result, I was busier than before, because there were more people pointing at you for dinner, and your responsibility was greater.

As a result, we are getting busier and busier, and we owe more and more to our relatives. We owe too much emotional debt. Our relationship can't make ends meet and we are heavily in debt. We are already heavily in debt, and the overdue interest we owe is snowballing until it is out of control. If our emotional account was a company, it would have closed down long ago.

People's emotions are actually very fragile. The colder a person is, the more he needs warmth inside. The harder the surface, the softer the heart. The more tolerant your relatives are to you, the more you need to honor your emotional commitment, and the more I hope you can return this emotional bill in time before it expires.

So, for the sake of the people who love you and the people you love, don't continue to overdraw your emotional account. Now make it up to them, put down your mobile phone, have tea, chat, watch TV and play games with them.

Don't wait any longer,

Don't wait for your lover to leave,

Don't wait until your parents are old,

Don't wait for your daughter to become a wife.

Please manage your emotional account!

Just like you are already paying attention to your personal credit history.

(Since you have seen this place, please pay attention to the official account of WeChat: Reading Summons the Beast).