Ping An Pratt & Whitney sent a lawyer's letter. What should I do?

You need to check the authenticity of this lawyer's letter and actively deal with your overdue problem. Because if you are not overdue, Ping An Pratt & Whitney will not send you a lawyer's letter.

I think it is necessary for you to rephrase your question. In most cases, online loan products will only send lawyers' letters to users when their online loans are overdue, and so will Ping An Pratt & Whitney. If your peace will not be overdue, what you need to do most is to repay the overdue debts in time, instead of thinking about how to deal with these lawyers' letters. These lawyer's letters are not true in themselves. Most lawyers' letters are just a means of withdrawing cash from online lending institutions, so you don't need too much psychological pressure.

However, if you have a long-term and large overdue situation, Ping An Pratt & Whitney will indeed sue users, so you need to be mentally prepared.

First, you need to check Ping An Pratt & Whitney's lawyer's letter.

Answered many questions about overdue online loans. Usually, online loan products will not directly sue users, because it costs money to sue users themselves, and the credit line of online loans is not high, which is not worth the candle. It is precisely for this reason that the so-called lawyer's letter of online loan products is just a scary means, and they also want to urge users to repay in this way. You can check whether Ping An Pratt & Whitney's lawyer's letter is true. If it is true, it is necessary to actively respond to the court summons.

Second, you need to actively repay the arrears, not entangle the lawyer's letter.

Only users who are maliciously overdue will receive a lawyer's letter from the online lending institution, and the user is overdue for at least one month. I don't know how much you owe. If your overdue amount has exceeded 1 1,000 yuan, you may indeed be sued by Ping An Pratt & Whitney. Online lending institutions such as Ping An Pratt & Whitney will not stop easily. They will urge users to pay back the money in various ways. If the user reacts negatively, Ping An Pratt & Whitney will directly sue the user to the court and apply for enforcement. If your situation has reached this stage, your personal credit will be seriously affected, and you may even become a black account. You need to pay back the money as soon as possible.