How to use JD? COM's family IOUs?

The family quota of JD.COM White Stripes is specially for relatives and friends who have not yet opened JD.COM White Stripes. After receiving the affection quota of IOUs, users can choose to give them to their parents, children, partners, lovers or other relatives and friends.

Second, the specific analysis

After giving it to the other party, the other party can use the quota for consumption after confirmation.

The grantee can directly log in to the JD.COM website mall to buy products, and then pay with IOUs.

Of course, you can also use "white-note flash payment" for offline payment.

If it meets the withdrawal conditions, it can also be withdrawn for use.

However, it should be noted that the IOUs family line will occupy the credit line of IOUs in JD.COM.

In other words, giving the family a white line is actually giving my own white line to relatives and friends, and after the other party uses the family white line, it is necessary for me as a donor to repay.

And if you don't repay, it will cause overdue and affect your personal credit.

If you have overdue records online, or have loan records from multiple platforms, your records will be subject to big data risk control. When your online lending platform often rejects you, even the flower garden will close. If there is anything unusual in your online hacking data, you can find that Beijian Quick Check can get your own big data and credit status, various index data, and you can query your personal credit status, blacklist, online loan application record, application platform type, overdue amount, whether there are arbitration cases and other important data information.

Third, how much is the gift of white bars?

The amount of giving away IOUs means that users who have already started using IOUs can give the amount of IOUs they have received to their relatives and friends who have not started using IOUs for consumption.

The minimum donation amount shall not be less than 100 yuan each time, and the maximum donation amount shall not exceed the total family allowance of users.

Since the family white strip is still gradually opening up, users need to log in to Jingdong Financial APP to see if it is available.

Moreover, the system will conduct comprehensive evaluation in real time when collecting the amount of family IOUs, and the evaluation results cannot be manually intervened.

After receiving the donated IOUs, the users of the sub-account can spend money in JD.COM retail and other support scenarios. Related expense records will appear in the bill of the main account, and the sub-account does not need to repay. The repayment operation will be carried out after the user of the main account issues the bill.

If you want to cancel the gift relationship, you can cancel the contact on the home page, and you can still bind the family relationship with other small white users after unbinding.