Hahang credit card

Is it easy to apply for Harbin Bank credit card?

As a local bank, it is easier for Harbin Bank to apply for a credit card than the four major state-owned banks, but the applicant must also meet the basic conditions for issuing credit cards: the applicant 18 years of age or older, has a good credit report, has a stable job and income, and has the corresponding repayment ability.

In addition, the applicant had better choose the credit card type that suits him according to his actual overdraft demand and credit status, and don't blindly pursue high-quota and high-grade credit cards.

Under the same credit conditions, Puka is superior to Gold Card, and Gold Card is superior to Platinum Card.

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

The credit card stipulated in the relevant laws of our country (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1 The English Translation and Writing Standard for Public Service was formally implemented, which stipulated that the English name of CreditCard was Credit Card.

Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

From the date of 202 1 1 1, the credit card overdraft interest rate is determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate is cancelled (the original upper limit is 0.7 times of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate).

On May 25th, 2002/KLOC-0, the Supreme People promulgated and implemented the Provisions of the Supreme People on Several Issues Concerning the Trial of Civil Cases of Bank Cards.

Is the credit card pass rate of Harbin Bank high?

Tall man.

Harbin Bank's consumer finance is still relatively easy to pass, with a pass rate as high as 90%. Generally, the following conditions need to be met: ① At least 18 years old, with full capacity for civil conduct; ② Personal credit information is good and there is no bad overdue record; (3) Have a stable job and corresponding income to repay the loan; 4 It is best to have a credit card bill and pay social security and provident fund information continuously; ⑤ Personal liabilities cannot exceed 50% of personal monthly income. If the debt is too high, it may be rejected.

Harbin Bank is the only joint-stock commercial bank with legal personality in Harbin, Heilongjiang Province. 1997 was established in February with total assets of 270.409 billion yuan (at the end of 20 12). Harbin Bank is headquartered in Harbin. At present, there are 15 branches in Harbin, Tianjin, Chengdu, Shenyang, Dalian, Chongqing and Jiamusi, and 24 village banks and more than 200 business institutions in Beijing, Shenzhen, Jilin, Gansu, Chongqing and Heilongjiang. On March 9, 2020, the Top 20 19 China Banking Industry Ranking was released, and Harbin Bank ranked 3 1.

What is the credit card service phone number of Harbin Bank?

The telephone number of Harbin Bank Credit Card Center is 95537 or 400-609-5537.

Note that 95537 can only be dialed at the location of Harbin Bank Branch, and other areas need to dial 4006095537.

Harbin bank credit card customer service telephone number is as follows

Harbin Bank Customer Service Hotline: 400-609-5537.

Customer service hotline: 95537

Global function of Harbin bank credit card: 1 swipe card: you don't need to deposit in advance, but you can spend it after opening the card. The face of the card is printed with the logo of the credit card organization or company (including but not limited to UnionPay, MasterCard and VISA), and the cardholder can spend money in the special units with acceptance logo at home and abroad and other special units designated by the bank. Holding UnionPay cards can be exempted from currency conversion fees in consumption abroad. 2. Cash advance: provide small cash loan service for cardholders. The face of the card bears the logo of the credit card organization or company (including but not limited to UnionPay, MasterCard and VISA), and the cardholder can withdraw cash at the cash withdrawal outlets designated by domestic and foreign credit card organizations or companies or banks or at the ATM with its acceptance logo.

The introduction of Harbin Credit Card and the download of Harbin Credit Card app are over. I wonder if you found the information you need from it?