Accept? If you send a text message to the Agricultural Bank of China on the 23rd saying that the credit card repayment is overdue, you must submit it to the basic database of financial credit informat

Accept? If you send a text message to the Agricultural Bank of China on the 23rd saying that the credit card repayment is overdue, you must submit it to the basic database of financial credit information. Exceeding the time limit will not only result in a 5% late payment fee for the minimum unpaid part, but also a penalty interest for the full amount of the statement (the daily interest is 0.5 ‰, interest will be calculated from the day of consumption, and interest will be recovered monthly until the principal and interest are paid off), and a bad credit record will be generated in the Credit Information Center of the People's Bank of China, which will seriously affect the application for credit cards and bank loans within five years.