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What is the one-day transfer limit of China Construction Bank?
1, atm transfer: the daily transfer limit is 50,000 yuan.
2. Counter transfer: there is no transfer limit. However, more than 50,000 yuan should be reserved in advance.
3. Online banking transfer: When users use dynamic password card or SMS dynamic password authentication, the limit of single and single-day transfer is 5,000 yuan. When the first generation of network shield authentication, the single transfer limit is 50,000 yuan, and the single-day limit is 6,543,800 yuan.
4. Mobile banking transfer: transfer through SMS authentication, with a single and single-day limit of 5,000 yuan. Through SMS and equipment binding authentication transfer, the single limit is 500,000 yuan, and the single-day limit is 654.38+00,000 yuan.
Extended data:
I. Time required for inter-bank transfer
(1) choose to arrive quickly, usually in real time, with a delay of no more than 2 hours;
② Inter-bank transactions usually take one to three working days to arrive because they need to be handled through the bank counters of both parties;
(3) If the transfer is made on Friday night, it will arrive next week at the earliest and Wednesday at the latest;
(4) From Monday to Friday, the transfer can basically arrive at the other bank before 3 pm that day, but whether the other bank enters the account in time determines the actual arrival time.
Second, the bank card limit is divided into two situations: 1. Withdrawal limit: the daily withdrawal limit of bank card at ATM is 20,000 yuan, and the daily withdrawal and transfer of CRS does not exceed 20,000 yuan, and each transaction does not exceed 5,000 yuan. If the limit is exceeded, the limit will be prompted; ATM withdrawals and transfers shall not exceed 20,000 transactions per day, and each transaction shall not exceed 2,500 transactions. If the amount exceeds the limit, you will be prompted to exceed the limit; There are also a few banks whose daily quota is adjusted to a maximum of 50,000, and there is no need for an ID card to handle the same quota. 2. Transfer limit: The transfer limits of major banks are different, and the transfer platforms are also different. If you use a self-service machine to transfer money, the daily limit is generally 50,000.
Third, what should I do if I need to transfer money urgently?
You can go to the bank counter to modify it, bring your ID card and card to the bank counter to explain the transfer limit that needs to be modified, and just fill out the form.
1. Or call the bank's customer service phone, transfer the manual service according to the prompt, and explain the revised limit. You can also modify the transfer limit through ATM machines, mobile banking and other channels.
2. The transaction limit of non-contracted mobile banking is limited. You can bring your valid ID card and related account to the CCB counter to handle advanced mobile banking service, which can support all accounting transactions such as transfer.
3. If the transfer limit is restricted by the banking system due to frequent transfer or business violation, the customer can directly contact the bank to explain the situation, and the bank will resume the normal transaction limit after releasing the risk control.
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