Bai Hua said that she would know the situation after the deadline. Is that true?

As far as I know, after the flowers are overdue, Alipay will contact users by phone or SMS to urge repayment and remind users of the consequences of overdue. However, Alipay will not go directly to the door to understand the situation. If someone claims to be a staff member of Bai Hua, asking for information or collecting money, there may be a risk of fraud. Therefore, if there is a similar situation, I suggest you stay vigilant and don't provide personal information or money at will. You can verify it through Alipay's official customer service phone.

If you have overdue records online, or have loan records from multiple platforms, your records will be subject to big data risk control. When your online lending platform often rejects you, even the flower garden will be closed. If there is any abnormality in your hacker data, you can find: Beijian Quick Check, you can get your own big data and credit status, you can get various indicator data, you can query your personal credit status, blacklist, online loan application record, application platform type, overdue amount, whether there are arbitration cases, and other important data information.