The online loan is overdue and the phone is not answered. Is it true that you sent a text message saying you were coming to the house?

The online loan is overdue and the phone is not answered. It may be true to send a text message saying that you are coming home, because we don't know the details of the lender on the online loan. If it is a formal platform, you can sue and apply to the people's court for compulsory execution. If it is an informal platform, you may violently collect money, harass people around you, call neighbors, colleagues, friends, and even do something illegal. These are all possible.

First, the online lending platform is more complicated. Although loans have to be audited by regulatory agencies, after the development of the Internet, with the change of people's consumption concept, more and more people tend to spend in advance. In addition, the speed of online loan approval is wider and the amount is higher than offline approval, so many people tend to apply for loans online, but we can't guarantee that the loan platform is formal.

Second, online lending needs to be cautious. When we apply for a loan online, we must be cautious again. First of all, we don't know the details of the lender. In addition, the review of loan contracts also needs careful consideration, because for many people, reviewing contracts is not their own strength, so if they are not careful, they will fall into the trap of some people. This situation is not worth the loss, and online lending must be cautious.

Third, we must repay the loan in time. ? Whether it is an offline loan or an online loan, you must repay it in full and on time to avoid causing unnecessary losses to yourself. No matter what the amount of your loan is, you must repay the debt. The formal loan platform will collect credit, and the informal loan platform will have various problems such as violent collection. Therefore, after we borrow money, we must repay it in full and on time to avoid unnecessary troubles and losses.