China Construction Bank's fast loan shows that it has been lent. Why did the bank react so strongly when the money didn't arrive?

China Construction Bank Express Loan is a pure credit loan issued by China Construction Bank to a group of reputable users. Because there is no mortgage, no loan, it can be repaid with the loan, and there are various repayment methods, so many people have applied for fast loans from CCB.

China Construction Bank's fast loan shows that it has been lent. Why is the money not in the account?

1, the bank limit is insufficient.

Usually, the annual loan amount of a bank is limited. If the lender applies for a loan at the wrong time, or is unlucky, and happens to be in a period of tight bank funds, then the lending time will be delayed accordingly, even after several months.

2. The application time is wrong.

Under normal circumstances, banks apply, review and issue loans on working days. If the user happens to encounter system upgrades, holidays, etc. after applying, the loan will naturally be delayed.

3. The influence of third-party factors

For example, bank lending happens to encounter policy changes and the government conducts spot checks. In this case, the issuance time of user loans is often delayed.

4. Personal verification has not been carried out.

After users apply for loans at CCB, some customers need manual verification, and loans will be issued only after verification is passed.

5, network delay or stuck.

This is a common situation. In general, users only need to change the network or try again later.

To sum up, when users pass the fast loan but fail to receive funds, don't worry, you can wait patiently, or you can call CCB customer service for detailed consultation.