What if the installment repayment given by Shanghai Pudong Development Bank is unreasonable?

Communicate and negotiate, consult contracts, and report complaints.

1. Communication and negotiation: You can communicate with the customer service or loan specialist of Shanghai Pudong Development Bank, explain your own situation and needs in detail, and try your best to put forward a reasonable installment repayment plan. You can put forward your own repayment plan and reasons, ask for re-evaluation of loan conditions or seek other solutions.

2. Consult the contract: If you think that the installment repayment plan is unreasonable, you can consult the loan contract or relevant documents signed with Shanghai Pudong Development Bank to understand the detailed terms of the loan. If you find something unfair and unreasonable, you can find Shanghai Pudong Development Bank to solve it.

3. Complaint and report: If you think that the installment repayment plan of Shanghai Pudong Development Bank is unreasonable and there are violations, you can complain and report to the relevant departments. You can complain to the local CBRC or consumer association and provide relevant evidence and materials.