Bai Hua's overseas visit department is real.

It is understood that there is no foreign visiting department at present, and few people are sent to collect money. If the borrower fails to repay the loan after repeated collection, the platform can take legal procedures to sue the borrower for consumption, and the court will prosecute and enforce it. The borrower's property will not waste time and energy to collect it at home. If it is called, it is probably a means of collection for the borrower to pay back the money.

First, several common ways of picking flowers.

The collection of flower buds will first be carried out by telephone and SMS. Compared with other private lending, Alipay is more formal and reliable, so their collection methods will not be too intense, and there are few cases of reporting to the address book. Generally, I will call or send a message to inform the debtor of the overdue amount and overdue penalty interest, and demand to pay off the arrears as soon as possible. If the borrower fails to repay the loan for more than three months, Alipay will take further collection measures, such as reducing your sesame credit, freezing Alipay financial credit products such as flower buds, and contacting the borrower's address book and other contacts for help. Even many small partners will receive a collection call from customer service after loans overdue, saying that they will come to collect money if they don't repay. Of course, there are also a few small partners who have experienced home testing. Finally, the two sides sat down together to negotiate and solve the matter satisfactorily. Therefore, if the overdue amount is not high, the possibility of recovery at home is not ruled out.

Second, what will happen at home?

1, overdue time is too long. If your overdue time is short, the loan company will arrange for violent collection, and it is more likely to pay back the money in the first three months. But if it takes a long time and your quantity is large, you may collect it at home.

2. The overdue amount is large, and the overdue amount of 1 1,000 yuan is quite different from that of 1 1,000 yuan. However, because door-to-door collection not only requires manpower, material resources and financial resources, but also can not be recovered once or twice, and the entanglement time is relatively long, so the cost is relatively high. Most lending institutions will not adopt the way of door-to-door collection, but it is not excluded that some institutions will adopt the way of door-to-door collection.

The loan company and the borrower live very close. For example, it is very simple to collect people in the same city or area. You may only need to take a bus to go, so you may come to the door every day and the cost is relatively low. So if you apply for a large loan in a local company or bank, once it is overdue, there is a great chance that it will be collected by your family.