Will you call me if your installment is one day overdue?

Normally, there will be calls to urge repayment, but your address book will not be exposed, so don’t worry.

One day after Haofen is overdue, Haofen will send an overdue text message to notify the borrower and allow the borrower to make repayment. Good installment staff will also call the borrower to inform the borrower and urge the borrower to repay, and will not expose the address book. Only when the borrower is overdue for a long time and fails to pay back debts for a long time will the phone call and explode the address book.

If an installment is overdue for a few days or a week, the borrower will usually be called to collect the loan. If the overdue time is more than one week, and the user's overdue amount is relatively large, then it is possible to call the contact person for collection. If you don’t want the debt collector to contact the emergency contact, the user must settle the debt as soon as possible and negotiate with the installment plan owner to stop debt collection. As long as the user is not overdue maliciously and repays the loan as soon as possible after the overdue period, the collection will not call the contact person, because the purpose of collection is to make the borrower repay the loan, and it is enough if the purpose is achieved.

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Will Haofanqian loan be subject to credit investigation?

Haofanqiandai and Renrendai, which we are familiar with, are products of the same company, which can also be understood as Renrendai. For small-amount loan products or second-time loans, your credit will also be checked when applying for installments. After all, Renrendai has already been connected to the People's Bank of China's credit report. Renrendai is also a relatively formal loan product, and it is easy to pay in installments. Many customers who have applied for a loan have reported that after successful application, many normal repayments will not be reported to the credit report, but will be reported to the credit report after overdue, but at present, the installment plan is good The requirements for credit information are not high, and many customers with slightly overdue credit information have successfully applied for a loan. In fact, the reference of credit information is only one aspect, and the reference of other qualifications is also very important.

Haofan is still very strict with overdue customers. On the repayment day, there will be many calls to customers to urge timely repayment. Generally, they will only call the customer's personal phone number on the repayment day. If the repayment date is overdue, If the customer does not answer the call on the first day, the customer service will add WeChat and send text messages to contact the customer through various methods. If the customer blindly avoids shutting down or does not answer the phone, the contact number will be called that day. If the call fails, the next call will be sent to the customer. The first step is to call the number of a friend in the address book to tell the borrower to repay the loan in time. Generally, if the borrower is one day overdue, the number of the friend in the address book will not be called, but the contact number may be called.

Although most customers of Good Installment will submit their information to the system for review, there are actually a few who will make a return call for this loan. However, the return visit will only call me to verify the information, mainly the borrower's company information. and the purpose of borrowing are all very simple questions that are easy to answer. To apply for a good installment plan, it is best to have qualified customers such as credit card, Huabei, Jiebei, Weilidai, etc. The application approval rate of such customers will also be relatively high.