What is Suning Finance? Let's get to know each other.

Suning Finance is positioned as a financial technology company with integrated development of all scenarios, adheres to the business logic and development model of "financial technology+scenario finance = inclusive finance", and focuses on the output of "5+ 1" core business models such as supply chain finance, WeChat commercial finance, payment, wealth management and financial technology. We have created a series of well-known products, such as Suning Yifubao, Suning Wealth Management, Free Payment, Supply Chain Financing, and Electrical Appliance Extended Warranty, to provide consumers and enterprises with multi-scenario financial service experiences.

Through a complete financial service chain, Suning Finance empowers Suning's industrial ecosystem and provides better comprehensive financial service support for consumers and SMEs. It has always adhered to the strategic positioning of "a financial technology company with integrated development in all scenarios", adhered to innovation and industry leadership, and focused on six core technologies: data risk control, financial AI, Internet of Things, financial cloud and biometrics.

strong function

The corporate wealth management business "Enterprise Edition Zero Money Treasure" of Suning Financial Platform has been officially docked with Huitianfu Monetary Fund. In addition to the company's business, Suning Financial's personal wealth management products are increasingly trusted by more investors. For example, the recent hot Internet wealth management products-bill wealth management products have sold nearly 1 billion in a single month since March this year.

According to the data released by Suning Financial, the number of net active members in 20 16 years has already exceeded100000, and the transaction volume has exceeded 400 billion yuan, which is double that of last year. Since 20 1 1, Suning Finance has been seeking scientific management methods and established modules including payment account, investment and wealth management, consumer finance, corporate loans, crowdfunding, insurance and prepaid cards. , forming a whole industrial chain layout route of "financing+payment+wealth management" and having a full license for financial services.

Suning Finance recently held a "Suning Financial Loan-free Product Launch Conference", announcing that "Loan-free" products will officially enter Suning offline stores on February 16 to provide consumers with personal consumption loans. It is matched with another "willful payment" product of Suning Finance and complements each other.

Suning Finance is a circular line. Revolving line loan refers to providing a certain amount of RMB loan to the borrower. During the validity period of the loan, the borrower can recycle the line, but the principal balance of the outstanding loan cannot exceed the line.