The company pays wages uniformly with bank cards. Is it okay to cross the bank?

Companies use bank cards to pay wages in a unified way, and it is also possible to cross banks, but banks need to charge a certain handling fee. Companies can directly transfer employees' salaries to bank cards without having to go from the same bank. In accordance with the provisions of the bank settlement method, all enterprises, institutions, organs, organizations, military units, etc., except those that can be settled in cash as stipulated in the Provisional Regulations on Cash Management. In commodity trading, labor supply, capital allocation, credit transactions, etc., the provisions of the bank settlement measures should be followed. The state encourages bank transfer settlement through bank transfer settlement. Because it is impossible for every employee to provide a peer bank card in time, and it must be deducted from the employee's salary in the same bank as the enterprise, such as Industrial and Commercial Bank of China. After the enterprise calculates the employee's salary, what is sent to the employee card is the after-tax salary, which should be deposited in the bank card opened in the employee's personal name. First, the operation is flexible, convenient and fast. The online banking enterprise financial office is simple and convenient to operate, which transcends the obstacles of time and space. Enterprises can master the time of handling business by themselves and enjoy the convenient and efficient services of banks anytime and anywhere.

Second, batch processing and timely entry. If the enterprise pays wages through the corporate finance room of the online banking VIP room, the wages will be processed and recorded in real time; If the salary is paid through the function of the enterprise finance office of the payment business, the bank will automatically process four batches a day through the computer to ensure that the salary arrives in time; Financial personnel can print the detailed list of wage earners and the processing results in time.

Third, information confidentiality and risk reduction. 1. Compared with the traditional disk payroll method, it reduces the handover link and improves the privacy of salary information. No one can know how much salary is paid to employees (including bank employees) except the financial manager of the enterprise. 2. Employees of the company can query the electronic payroll by clicking the account query function of personal online banking, which is convenient to query their own wages and avoids the transmission of paper payroll, thus reducing the work intensity of financial personnel and reducing financial costs.

Fourth, transaction security and national unity. Enterprises can not only avoid the security problems caused by cash receipt, transportation and storage, but also avoid the mistakes of paying wages and bonuses in cash. Online banking offers a variety of salaries and bonuses. As long as employees open bank accounts in designated banks across the country, enterprises can pay their employees wages and bonuses in time.