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What is the limit of ICBC's mobile banking?
The default transaction limit is 1. U shield: single transaction 1 10,000 yuan, with a daily cumulative of 5 million yuan;
2. Electronic cipher: 200,000 yuan for a single transaction, with a daily accumulative total of 6,543,800 yuan;
3. Password card: single transaction 1000 yuan, with a daily cumulative of 5,000 yuan;
4. SMS verification payment: the cumulative limit for a single transaction is 6,543,800 yuan+0,000 yuan (inclusive), and the maximum can be adjusted to 20,000 yuan; The monthly cumulative limit is 50,000 yuan (inclusive), and adjustment is not supported at present.
Online banking or electronic banking has two meanings: one is the concept of institution, which refers to banks that operate business through information networks;
The other is the concept of business, which refers to the financial services provided by banks through information networks, including traditional banking services and emerging services brought by the application of information technology.
In daily life and work, what we refer to as online banking is more of a secondary concept, that is, the concept of online banking service.
Online banking is not only a simple transfer of traditional banking products from the Internet, but also some changes have taken place in other service modes and connotations, and new business varieties have emerged due to the application of information technology.
Online banking, also known as online banking and online banking, means that banks provide customers with traditional services such as account opening, inquiry, reconciliation, intra-bank transfer, inter-bank transfer, credit, online certification, investment and wealth management through the Internet.
In this way, customers can safely and conveniently manage current and time deposits, checks, credit cards and personal investments without leaving home.
It can be said that online banking is a virtual banking counter on the Internet.
Online banking is also called "3A Bank" because it is not limited by time and space, and can provide financial services to customers anytime, anywhere and in any way. Online banking service: 1. Provide traditional banking services online, including the release of banking and related financial information, customer consultation and complaints, account inquiry and deployment, application and loss reporting, and online payment and transfer functions.
2. E-commerce-related businesses, including retail businesses such as shopping, booking tickets and securities trading under the business-to-customer model, and online settlement of wholesale businesses such as online procurement under the business-to-business model.
3. New financial innovation business, such as group customers inquiring the account balance and transaction information of subsidiaries through online banking, and then signing multilateral agreements.
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