My mother gave me a passbook of a rural credit cooperative. If I want to withdraw money, do I have to go to the outlets of rural credit cooperatives? Can I go to the Agricultural Bank?

If you are given a passbook, you can only withdraw money from the online shop of the credit union, but you can ask your mother to open a UnionPay card with the passbook. The passbook is an account, and your mother keeps it. She deposits the money in the passbook, and it will also be credited to your card. You can use this card to withdraw money from the ATM of any bank. In this case, everything is fine!