How to distinguish the card number and account number of China Construction Bank?

1 As far as CCB cards are concerned, the card number is the bank account number and a row of numbers on the card surface; Bank account number and enterprise unit account number.

2 Introduction of China Construction Bank:

China Construction Bank (hereinafter referred to as China Construction Bank or CCB, formerly known as People's Construction Bank of China, renamed as China Construction Bank on March 26th, 1996) was established on June 5th, 954 (Wu Jianian). It is a joint-stock commercial bank and one of the top five state-owned commercial banks.

3. China Construction Bank's "account payment"

I) definition

"Account Payment" is a new online payment method created by China Construction Bank. By establishing the correspondence between bank account number and mobile phone number, customers who hold CCB current savings account (including card and passbook) or credit card account can directly enter "bank account number+SMS verification code" without opening online banking.

(2) Conditions of use

1. Customers need to hold a current savings account (including cards and discounts) or a credit card account of CCB.

2. The customer needs to establish the correspondence between the bank account number and the mobile phone number.

(3) Service function

1. micropayment: When paying online, select the "Account Payment" tab of CCB for micropayment.

2. Transaction inquiry: Click "Payment Inquiry" to inquire about the transaction details of "Account Payment" in the specified account within 3 months, including transaction time, merchant name, order number, transaction amount, transaction result and voucher number. The payment inquiry result can be downloaded or printed as required.

(4) payment limit

The limit of single payment and daily cumulative payment for each account is 1000 yuan; For special merchants, the limit shall be subject to the announcement of the merchants. (V) Features and advantages

1, the payment threshold is greatly reduced.

Customers do not need to open online banking, as long as they have a current savings account (including cards and discounts) and a credit card account of CCB, and their mobile phone number is registered when opening the card, they can easily complete online payment.

2. The payment process is greatly simplified.

It takes 8 steps to complete online payment through online banking; And through "account payment", it can be completed in three simple steps, which is convenient, fast and safe.

(5) User Guide

1. If the mobile phone number was not registered when the card was opened:

Customers with current savings accounts (including cards and discounts) need to go to the counter to reserve the corresponding mobile phone number; To ensure the safety of your funds, please do not reserve someone else's mobile phone number to bind your account.

Customers with credit card accounts can use the "account payment" function by default because they have registered the corresponding mobile phone number when opening the card.

2. If you need to change the mobile phone number corresponding to your account:

Customers with current savings accounts (including cards and discounts) need to change their mobile phone numbers at the counter;

Customers with credit card accounts can dial 800-820-0588 CCB credit card 24-hour customer service line to set up, without going to the counter.

(vi) Payment process

1. After online shopping, choose to use CCB for online payment, and the page will jump to the online payment page of CCB. Please select the "Account Payment" tab, and the page prompts will automatically guide you to use the account payment function.

2. When using "Account Payment" for the first time, the customer needs to read and check the service agreement, and enter the last four digits of the mobile phone number, SMS verification code, user name, consumption/cash withdrawal password, CVV2/CVN2/CVC2 and expiration date.

3. When using "Account Payment" in the future, the customer only needs to enter the last four digits of the mobile phone number and the SMS verification code to complete the payment.