Citic card withdrawal skills

CITIC's credit card is difficult to raise the amount. I don't know if you found it. I've used it twice temporarily now, and I won't fix it again. It can be seen that CITIC's cards are becoming more and more difficult to maintain, the points are seriously depreciated, and there are very few goods that can be exchanged for pure points.

Really should be the sentence: tasteless food, it is a pity to abandon it.

Today, let's summarize the withdrawal methods of CITIC:

The first type: inviting withdrawals.

One time before May Day, I was invited to raise money. Lao Tie, who received the text message, returned my money. And the range is relatively large, and some even double. But there is nothing to be happy about. After all, I haven't raised the amount for several years.

The second type: prepayment

This method is suitable for all banks, because prepayment can reduce debts. When you print a credit report, you will find that the amount used in the credit report is actually the amount of your bill, because most banks report credit reports around the bill date. There is another saying about the time difference of credit investigation: some banks have passed the final repayment date, so as long as they pay off their debts before the next billing date, they will not conduct credit investigation. Don't try!

Therefore, for CITIC's card, swipe the card before the billing date, and then pay back the money a few days before the billing date. Multiple operations help to increase the amount.

The third type: the amount of credit card.

Citic's card loan is more powerful and the amount given is relatively large, which is a very good choice for the old railway that needs capital turnover. If you are engaged in activities, the monthly discount rate can reach about 0.35%, which is the best.

Under normal circumstances, it is impossible to raise the amount normally during the use of the card loan. For example, the e-loan of China Merchants will be black when used. Of course, some old railway companies say that credit cards can be used normally, but most of them can't.

Then CITIC's card loan has a characteristic, that is, after using the card loan, your credit limit becomes a fixed credit limit. This amount will change with the repayment, but it will not change after reaching a certain amount. Then, with the monthly repayment, this amount will be converted into a fixed amount.

However, in terms of credit reporting, the credit line and the fixed income line are still separate. Otherwise, I'll open an electronic account for you, which is specially used for repayment.

The fourth type: withdrawal by mail or fax.

This method is often used in industrial development and law popularization. Actually, any bank can use it. It's just a question of success rate.

The operation is the same. Send an email or fax to the letter in the card, and the card center will re-examine the information for you after receiving it. According to the information you provide, evaluate whether to give you a promotion quota.

The format is similar, and the approximate template is basically like this!

Dear staff of CITIC Bank, hello,

Name: Anhui Shunshi

Id number: 12345678909876543

Credit card number: 1234 5678 9098 7654

Estimated promotion amount: 654.38+10,000 yuan.

I have used this card for many years in a certain month and year, and I have always paid back on time, never overdue. However, I feel that the credit line is not enough for many times, so I hereby apply to increase the original credit line to 654.38+10,000 yuan. Attachment: a house in a certain place, a car of a certain brand, a screenshot of social security of provident fund, asset certificate, etc.

Finally, thank you!

Attachment 1, 2, 3, 4

Fifth: upgrade the withdrawal amount of platinum card.

This method has a low success rate. Everyone can open their own mobile card space, and when my card is upgraded, you can see the cards that can be upgraded.

Click on my limit, exclusive privilege, and you can see the limit after upgrading your platinum card.

However, most old railways are eligible for quotas after upgrading, and some old railways are not eligible for upgrading.

However, if CITIC holds a platinum card with an annual fee of 480, it can still be refunded. As for the platinum card with an annual fee of 2000, it depends on personal needs.

Sixth: other ways to increase the amount.

Of course, there are other ways to increase the amount, such as

Explosive retreat, overseas retreat and other methods. But the effect is really average and it is difficult to verify.

To sum up the last sentence: it is difficult for CITIC's credit card to be raised to 10 normally! And it will take a long time!

Related Q&A: How can I check the credit limit if CITIC Credit Card has not been opened? The way is as follows: 1. Log in to online banking, register online banking by yourself, log in to personal online banking again, and click "My Account" or "Card Management" to check the credit limit. Operating environment: brand model: iPhone 13 system version: iOS 15.3. 1app version: v8.2.0 2. Call customer service, switch to manual service, and check credit line. Go to the bank counter and ask the clerk for help. Note: Some banks need to obtain a credit card before they can inquire about the credit card limit. CITIC Bank, formerly known as CITIC Industrial Bank, was founded in 1987 and renamed at the end of 2005. CITIC Bank is one of the national commercial banks in China, with its headquarters in Beijing. The major shareholder is China CITIC Company Limited. Banco Bilbao Vizcaya Argentaria (S. A. BBVA) invested 50,654.38 billion euros (about HK$ 5.02 billion) to buy a 5% stake in China CITIC Bank, and may also choose to increase its shareholding in China CITIC Bank to 10.07%. On April 27th, 2007, CITIC Bank was listed on the Shanghai Stock Exchange. CITIC Bank is the seventh largest bank in Chinese mainland, with total assets exceeding HK$ 65,438+0,200 billion, * * * employees exceeding 65,438+0,600 and more than 540 branches. It is one of the six banks and three guarantees for Chinese financial stocks in Hong Kong. On May 9, 2020, the Consumer Protection Bureau of the China Banking Regulatory Commission reported that in March, 2020, CITIC Bank provided personal bank account transaction details to a third party without the authorization of the customer himself, which violated the principle of confidentiality for depositors. Our bureau will start the investigation procedure in accordance with relevant laws and regulations and investigate and deal with it strictly according to law. 1984 At the end of the year, with the need of economic development, the chairman of China International Trust and Investment Company (hereinafter referred to as CITIC Company) specially wrote to the Central Committee, requesting the establishment of a bank under the CITIC Company system to fully operate foreign exchange banking business. With the consent of the People's Bank of the State Council and the People's Bank of China, we will set up a banking department to expand foreign exchange banking business and do a good job in preparation. 1In April, 1985, CITIC Company established the Banking Department on the basis of the former Finance Department, and further expanded the comprehensive banking business such as external financing, foreign exchange trading, loan issuance, international settlement, financial leasing and deposit absorption. Since its establishment two years ago, the banking department has made great progress with the strong support and help of the People's Bank of China and the State Administration of Foreign Exchange. Through handling RMB and foreign exchange deposits, loans, import and export letters of credit, international leasing, securities and foreign exchange transactions, foreign exchange and other businesses, I have accumulated some experience and initially met the conditions for setting up a bank. Related questions and answers: How about the credit card of CITIC Bank? Hello, everyone, I'm Bego, a guy who is very interested in playing cards.

CITIC Credit Card has undergone many warm upgrades. Are those cards still worth doing?

Credit card/Yue card and Taobao card, which used to be able to score multiple points, are all popular cards, but now they are all warm cards.

At present, credit card consumption points are unified:

Jinpuka consumption 1 yuan = 1 integral.

Annual fee-free platinum card consumption 1 yuan = 1.5 points.

Annual fee platinum card consumption 1 yuan =2 points.

That is, the annual fee platinum card comes with 2 times points.

Then online shortcuts consume the points of mainstream WeChat Alipay/JD.COM. COM Suning/Meituan Xiaomi/Wing Pay.

So I would recommend the platinum card and the platinum card free of annual fee.

0 1

Gold card grade

Simple title

Center Yueka Jinka

If the assets reach the standard, you can enjoy the feedback of up to 8 times the consumption points.

The specific gameplay is in this link: the Xinyue card is configured, and CITIC wants to play like this.

02

Annual fee-free platinum card

Simple title

CITIC Huawei Card Co-branded Card

Huawei Pay pays cash back, conditionally exempts the annual fee, and easily holds 2-hour delay insurance compensation for 4 airports /8 high-speed rail VIP rooms.

There is a cash back limit of 100 yuan per month. If you don't want to pay the annual fee, this card comes with VIP room rights, free of annual fee.

Yan Baijin Card

Brush the annual fee-free version of the series of platinum cards, with less rights and interests and feasible value.

2 hours flight delay insurance

Integral 1.5 times

Free annual fee for the first year and the second year.

03

High-end platinum card

Simple title

Yanka Platinum Card (2000 Advanced Edition &; 980 Fei Jingyi Edition)

Main rights and interests:

① Double points for online trading

②2-hour flight delay insurance, with a maximum of 2,000 yuan.

③6 times the airport +4 times the rights and interests of high-speed rail VIP room.

④2 free road rescue services

⑤36+ 1 brand new sports rights and interests

⑥ Registered accompanying consultation service in 3A hospitals.

⑦ Free golf practice right

8 36+ 1 new life rights and interests

New life privilege

If the consumption reaches the standard, you can get redemption points, and you can redeem the above new life privileges at 3 o'clock every month. Here, you can focus on hotel accommodation rights.

At present, there are not many credit cards that can provide hotel accommodation rights. It is good to add this right after CITIC Credit Card is updated.

Acquisition conditions:

The detailed description of specific rights and interests can be viewed by scanning the code.

I would like to remind you that both platinum cards and platinum cards can earn points by redeeming privileges, but the difference is that the cumulative upper limit is different.

The distinguished class can get up to 36 equity points every year.

The refined level can only get 18 equity points every year.

The more points, the more types and quantities of rights that can be exchanged. You can scan the QR code above and see for yourself how many rights points you need each year.

Choose a reasonable credit card level that you can accept. After all, the difference between the annual fee of 2000 and the annual fee of 980 is more than 1000.

WeChat WeChat official account: Mrbeicard focuses on two things, namely, choosing the amount of the card and sharing useful rights.