Joke Collection Website - Public benefit messages - Can I make the next payment after I have spent the credit information on Jianxin Rich Loan?
Can I make the next payment after I have spent the credit information on Jianxin Rich Loan?
It took a long time to collect information. I said there were too many inquiries. In addition to my application, it also includes the SMS link I received on my mobile phone. Because I went in out of curiosity, even if the next payment is unsuccessful, you will add a query record. If you fail to pay after many inquiries, banks and other lending institutions will doubt your repayment ability and refuse to approve when they see your credit report. In addition, personal income level and credit status are also factors that lending institutions should consider. For example, Xiao Ming applied for loans and credit cards many times, but once he applied, he was queried once, resulting in a waste of credit information. However, Xiao Ming always pays back on time, which shows that his credit status is good, and lending institutions may also consider allocating funds. As long as the credit card repayment is not overdue for three consecutive times or accumulated for more than six times, you can also apply for a credit loan with poor credit information. At this time, you can try the following methods: appropriately reduce your loan amount; Providing more proof of repayment ability is more secure; Buy bank products, such as bank wealth management products; Accept the bank's interest rate floating requirements; Bad records caused by overdue repayment or insufficient repayment need to be repaired in time.
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