For the same 50,000 yuan, which interest maximizes, notice deposit or lump-sum withdrawal?

If the deposit term is the same, of course, the lump-sum deposit and withdrawal interest rate is the highest, because the lump-sum deposit and withdrawal interest rate is the highest among all deposit types.

10.5 million yuan is deposited in one lump sum for one year, and interest can be earned at maturity:

50000× 2.25% =1125.00 (yuan)

If you deposit 50,000 yuan 7 days in advance, you can get interest for one year:

50000× 1.35% = 675.00 (yuan)

The annual interest rate for lump-sum deposit and lump-sum withdrawal is: 1.98%.

50,000 yuan will be deposited in a lump sum for half a year, and interest will be earned at maturity:

50000× 1.98%×6/ 12 =

50,000 yuan can be deposited by notice in 7 days, and interest can be earned in half a year:

50000× 1.35%×6/ 12 =

Three years and five years can be calculated according to the deposit interest rate.

Latest deposit interest rate:/other/rmbdeposit.jsp.