What does it mean to explode the address book? Most people have experienced it!

In the Internet age, the problem of personal privacy leakage is becoming more and more serious. Many users who have applied for online loans have been harassed by telephone. Once you are deeply involved in usury, you will be bombarded by a series of phone calls, which will not only hurt yourself, but also harass your relatives and friends through phone calls and text messages. So what does the address book explosion that people often say mean?

Now most people APPly for online loans by downloading the mobile loan app. Although this method is convenient, 99% of you need to authorize the authority of your mobile phone, including operator authentication information, call records, short messages, address book, geographical location and so on. If you don't agree with the authorization, you can't use this app.

Once you agree to authorize, the online lender can get all your contact information, common phone contacts and so on. It is useless to uninstall the software after application and cancel authorization.

As long as the borrower fails to pay back the loan within the time limit, the online lending institution will call the people in your address book every day, send text messages in groups, abuse threats, and in a word, let you pay back the money as soon as possible.

So how to prevent small loans from exploding the address book?

The best way is to communicate with the contact person and say that the phone number has been stolen and the fraud company is harassing them. Don't believe what they say about debt and repayment, remind them to install interception software to block strange numbers.

This method is relatively the most effective, although it will also have a certain impact on family and friends, but the consequences are not so serious. As long as you don't pay back the money, online lending institutions will continue to harass by phone.

Generally speaking, online loans that are overdue for less than 3 months will always be exploded in the address book. After more than three months, it will be much less. After half a year, most online lending institutions will give up.

Reminder: Telephone bombing and insulting threats are illegal. If you collect too much money, you can collect relevant evidence and complain to the CBRC and the Financial Association online.